3D tour
$2,150,000
2301 Collins Avenue #837, Miami Beach 33139
Est. $17,485/mo with 20% down incl. HOA
Listing courtesy of Miami Dreams Realty Inc. · BeachesMLS
$2,295,0001900 Sunset Harbour Drive #2008, Miami Beach, FL 33139
Listing courtesy of Compass Florida, LLC · 305-851-2820 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $2,295,000 · $1,481/sqft
- Property taxes
- $28,696/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $2,055/moFrom the listing, unconfirmed
- Fee covers
- Sewer, Trash, Water, Reserve Funds
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $18,434/mo: $12,512 loan + $3,634 tax + $233 insurance + $2,055 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1997 · 25 stories
- Days on market
- About 77 days
- Price history (this listing)
- Listed Aug 17, 2026.
Details
- TypeCondo
- Beds3 bd
- Baths2
- Size1,550 sqft
- Year built1997
- Parking2 garage
- PoolCommunity
- WaterfrontYes: Bayfront
- ViewPool, Bay, Intracoastal
- NeighborhoodSUNSET HARBOUR
- ZIP33139
- MLS #A12064870
- To the beachAbout 1.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This is the Miami Beach Dream - an updated 3 bedroom with unobstructed and protected bay views. Relax on two extra-deep balconies overlooking Biscayne Bay, Sunset Harbour Yacht Club and the Miami skyline to the west. Outside the doorman lobby is the most vibrant neighborhood filled with upscale grocers, cafes, restaurants and fitness options. One mile to the beach, and a quick water taxi to Edgewater Miami. This neighborhood is away from the crowds and hotel traffic, but only a mile to the white sandy beaches. Sunset Harbour North is a secure and established building with updated gym, sauna, playroom, lobby, storage, valet and excellent finances. All assessments for recent building upgrades have been paid in full. The unit features sleek tile floors, Ital Kraft kitchen, master spa bath with Jacuzzi + steam shower, big closets, extra storage cage, 2 parking spaces. This is on the 20th floor of a 25 floor building, so the water views are incredible! This unit is the lowest price 3 bedroom in the neighborhood, and is your ticket to the Sunset Harbour / Venetian Island lifestyle.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1997, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1997 (29 years old)
- Stories
- 25
- HOA / condo fee
- $2,055/mo (from the listing, unconfirmed)
- Fee covers
- Sewer, Trash, Water, Reserve Funds
- Pets
- Yes
- Milestone inspection
- Due by Dec 31, 2027 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.