3D tour
$2,895,000
412 SE 28th Avenue, Pompano Beach 33062
Est. $20,878/mo with 20% down
Listing courtesy of FlatFee.com · BeachesMLS
$2,499,0001903 Bay Drive, Pompano Beach, FL 33062
Listing courtesy of Century 21 Hansen Realty Inc · 954-776-5400 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 8, 2026, unless a row says otherwise.
- Price
- $2,499,000 · $949/sqft
- Property taxes
- $39,051/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $29/mo (listed as $350 annually)From the listing, unconfirmed
- Fee covers
- Maintenance Grounds
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $18,122/mo: $13,625 loan + $3,957 tax + $511 insurance + $29 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1959 · 2 stories
- Days on market
- About 151 days
- Price history (this listing)
- Originally listed at $2,595,000; last price change Oct 8, 2026. Down $96,000.
Details
- TypeHouse
- Beds4 bd
- Baths4.5
- Size2,632 sqft
- Year built1959
- Parking3 garage, 6 spaces
- PoolPrivate
- ViewPool, Water, Beach
- Laundryin-unit
- NeighborhoodHILLSBORO SHORES SEC
- ZIP33062
- MLS #B26039377
- To the beachAbout 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Experience the unique Hillsboro Shores coastal lifestyle from this completely renovated 4BR/4.5BA residence, east of A1A on an oversized 13,122 sqft corner lot just across from private gated beach access. The 2,632-square-foot home features premium Wolf appliances, oversized porcelain tile flooring, plantation shutters, impact windows and doors, two-car garage and a covered golf-cart breezeway. Mature privacy landscaping surrounds the property and private pool and cabana bath, while the second-floor tree-top balcony overlooks the property and coastal neighborhood. Enjoy two resident-only beach entrances with boardwalk access to a private lagoon and outdoor showers, plus proximity to Wahoo Bay, the Hillsboro Inlet Lighthouse, marinas, waterfront dining, parks, snorkeling and fishing. The complete renovation included the roof, electrical, plumbing, HVAC and water heater, together with impact windows and doors throughout. The current owners further enhanced the property with interior and exterior paint, gutters, professional landscaping and privacy screening, pool fencing, a courtyard privacy gate, smart irrigation, plantation shutters, custom shower glass, ceiling fans, laundry cabinetry, keyless entry, a new disposal, pool pump and timer. Additional features include a private pool with dedicated cabana bath, covered golf-cart breezeway, second-floor tree-top balcony and two-car garage. Hillsboro Shores offers two private gated beach entrances, scenic boardwalk access, outdoor showers and a golf-cart-friendly coastal setting near Wahoo Bay, North Ocean Park, the Hillsboro Inlet Lighthouse, marinas and waterfront dining.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1959, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.