Price cut $170K3D tour
$1,395,000
245 N Tradewinds Avenue, Lauderdale-By-The-Sea 33308
Est. $10,326/mo with 20% down
Listing courtesy of FlatFee.com · BeachesMLS
$1,249,0001949 WINDWARD Drive, Lauderdale-By-The-Sea, FL 33062
Listing courtesy of Prime Realty Services · 954-346-4800 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 28, 2026, unless a row says otherwise.
- Price
- $1,249,000 · $662/sqft
- Property taxes
- $16,552/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “No HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $9,299/mo: $6,810 loan + $1,978 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1955 · 1 story
- Days on market
- About 110 days
- Price history
- Not listed - ask Zach
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size1,888 sqft
- Year built1955
- Parking2 garage, 4 spaces
- PoolPrivate
- ViewPool
- Laundryin-unit
- FurnishedFurnished
- NeighborhoodBel-Air 32-10 B
- ZIP33062
- MLS #B26084956
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to 1949 Windward, a beautifully updated 4-bedroom, 3-bathroom South Florida home offering the perfect combination of comfortable living, entertaining space, and investment potential. Inside, you'll find a bright, open-concept living and dining area with recessed lighting and large-format tile flooring. The updated kitchen features white cabinetry, quartz-style countertops, stainless steel appliances, abundant storage, and a spacious breakfast bar ideal for casual dining and entertaining. The flexible floor plan offers four bedrooms and three bathrooms, providing plenty of space for family, guests, a home office, or additional living areas. The primary bedroom offers direct access to the pool area, while updated bathrooms and contemporary finishes complement the home's clean, inviting style. Step outside to your own private South Florida retreat. The private pool is surrounded by lush tropical landscaping and mature palms, creating a secluded setting for relaxing and entertaining. A large covered and screened patio extends the living space outdoors and provides plenty of room for dining and lounging year-round. Currently operating as an Airbnb, the property offers an established opportunity for buyers interested in continuing its short-term rental use. The City requires a 7-day minimum rental period. A business portfolio with additional operating information is available for serious, qualified buyers. Furniture is also negotiable, providing the opportunity for a more seamless transition for an investor or buyer seeking a furnished home. No HOA. 7-day minimum rental per city. 2 flat roofs 4yrs. 1 original barrel. AC less than 2yrs. HWH electric. Pool saltwater. Pool heater less than 1yr. Propane 250lbs. Fully furnished. This property comes with a 2-1 rate buydown, reducing the buyer's interest rate by 2% for the first year of their loan and 1% the second year. Buyer is not obligated to use Matt Weaver of CrossCountry Mortgage to have offer accepted however must use Matt Weaver to receive the buydown. The Matt Weaver Team can issue loan approvals in as little as 5 days and close in 10. Restrictions apply. Matt Weaver NMLS175651.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1955, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.