Price cut $84K3D tour
$2,355,000
1400 Biscayne Boulevard #4303, Miami 33132
Est. $18,438/mo with 20% down incl. HOA
Listing courtesy of Fortune International Realty · BeachesMLS
$2,950,00020 NE 11th #5201, Miami, FL 33132
Listing courtesy of Compass Florida, LLC · 305-851-2820 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $2,950,000 · $1,297/sqft
- Property taxes
- Not listed - ask Zach
- HOA / condo fee
- $261/mo (listed as $782 quarterly)From the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $21,248/mo: $16,083 loan + $4,671 tax + $233 insurance + $261 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 65 stories
- Days on market
- About 12 days
- Price history (this listing)
- Listed Oct 20, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths2.5
- Size2,274 sqft
- Year built2026
- Parking1 garage
- PoolCommunity
- ViewSkyline, Bay, Intracoastal
- FurnishedUnfurnished
- NeighborhoodE11EVEN RESIDENCES
- ZIP33132
- MLS #A12107704
- To the beachAbout 3.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Perched on the 52nd floor of the prestigious E11EVEN Residences, this exceptional two-bedroom, two-and-a-half-bath residence offers 2,274 square feet of sophisticated living space framed by breathtaking panoramic views of Biscayne Bay and the Miami skyline. Soaring walls of glass flood the interiors with natural light, seamlessly connecting expansive living and entertaining areas to a private balcony overlooking the city. Refined finishes, elegant wood flooring, and a thoughtfully designed open layout create an atmosphere of contemporary sophistication. The primary suite offers a luxurious private retreat with a spa-inspired bathroom featuring dual vanities, a separate soaking tub, and shower. Investor-friendly with short-term rentals permitted, this residence presents an exceptional opportunity to generate rental income while enjoying the flexibility of personal use. Residents enjoy an extraordinary collection of resort-style amenities, including a spectacular pool deck with Vegas-style day club cabanas and DJ booth, a state-of-the-art fitness center, luxurious spa, sauna, sky bar, and exclusive social lounges, all of which create an unparalleled lifestyle of luxury, entertainment, and convenience. Ideally situated in the heart of Downtown Miami, this remarkable residence offers the perfect combination of sophisticated urban living, world-class amenities, spectacular views, and exceptional investment potential.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 2026 (new)
- Stories
- 65
- HOA / condo fee
- $261/mo (from the listing, unconfirmed)
- Fee covers
- Not listed - ask Zach
- Pets
- Yes
- Milestone inspection
- Due by Dec 31, 2056 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 8:35 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.