Price cut $49K3D tour
$1,338,000
398 NE 5th Street #1417, Miami 33132
Est. $10,687/mo with 20% down incl. HOA
Listing courtesy of KWG Realty Group LLC · BeachesMLS
$1,399,00020 NE 11th Street #2910, Miami, FL 33132
Listing courtesy of Compass Florida, LLC · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,399,000 · $1,432/sqft
- Property taxes
- Not listed - ask Zach
- HOA / condo fee
- $1,645/mo (listed as $4,935 quarterly)From the listing, unconfirmed
- Fee covers
- Cable TV, Internet, Sewer, Water
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $11,720/mo: $7,627 loan + $2,215 tax + $233 insurance + $1,645 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 65 stories
- Days on market
- About 159 days
- Price history (this listing)
- Originally listed at $1,450,000; last price change Sep 18, 2026. Down $51,000.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size977 sqft
- Year built2026
- Parking1 garage
- PoolCommunity
- ViewOther
- NeighborhoodMIAMI NORTH
- ZIP33132
- MLS #A12027009
- To the beachAbout 3.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This is a coveted 2-bedroom lockout on the 29th floor featuring dramatic floor-to-ceiling impact windows with sunset views over Marlins Park (Southwest views).The lockout configuration gives the owner true flexibility: Unit 2910A is a spacious 1-bedroom suite with a full custom kitchen featuring Sub-Zero/Wolf appliances, in-unit washer/dryer, LED fireplace, smart home system, and a private terrace. Unit 2910B is a stylish studio with a sleek kitchenette, French balcony with slide-open city views, and expansive southern exposures. Live in it as a full 2-bedroom residence, rent both sides independently, or occupy one while the other generates income.Ownership here comes with genuine optionality: primary or secondary residence, long-term tenant, or daily rentals self-managed or in the hotel program. Amenities include the 20,000 SF E11EVEN Day Club & Pool with temperature-controlled plunge pool cabanas, an 8,000 SF casino-style sports lounge with a 40-foot LED wall, Chopra Spa & Studio, a rooftop members club with signature dining, a 5-star food hall by Riviera Dining Group, and an artist green room with a full music studio. Building programming runs in sync with E11EVEN Club next door: day parties, weekend events, and Vegas-style entertainment year-round.Additionally, the seller owns a separate executive penthouse studio in the building and is willing to sell both properties together as a combo package.Matterport 3D Tour available.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 2026 (new)
- Stories
- 65
- HOA / condo fee
- $1,645/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Internet, Sewer, Water
- Pets
- Yes
- Milestone inspection
- Due by Dec 31, 2056 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Miami
Text Zach
3D tour
$1,300,000
495 Brickell Avenue #3603, Miami 33131
Est. $10,691/mo with 20% down incl. HOA
Listing courtesy of First Realty of Miami,LLC. · BeachesMLS
3D tour
$1,485,000
801 S Miami Avenue #3009, Miami 33130
Est. $11,669/mo with 20% down incl. HOA
Listing courtesy of Jad Realty, LLC. · BeachesMLS
Price cut $211K3D tour
$1,079,000
485 Brickell Avenue #2504, Miami 33131
Est. $9,862/mo with 20% down incl. HOA
Listing courtesy of EXP Realty LLC · BeachesMLS
Listing courtesy of Compass Florida, LLC · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 2:05 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.