zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$685,00020 NE 11th Street #4807A, Miami, FL 33132

Studio · 1 ba · On the market about 123 days · Active

Listing courtesy of Golden Tower Realty Group LLC · 305-507-7436 · BeachesMLS

Full disclosure: what this home really costs

11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.

Price
$685,000
Property taxes
$4,500/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$600/moFrom the listing, unconfirmed
Fee covers
Elevator
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
Monthly payment (estimate)
$5,918/mo: $3,735 loan + $1,085 tax + $498 insurance + $600 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2026 · 65 stories
Days on market
About 123 days
Price history (this listing)
Originally listed at $655,000; last price change Oct 21, 2026; listed Jul 2, 2026.
20 NE 11th Street #4807A, Miami, FL 33132, photo 1 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 2 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 3 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 4 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 5 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 6 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 7 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 8 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 9 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 10 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 11 of 1220 NE 11th Street #4807A, Miami, FL 33132, photo 12 of 12

Details

  • TypeHouse
  • BedsStudio
  • Baths1
  • Year built2026
  • Parking1 garage
  • PoolCommunity
  • ViewOther
  • Laundryin-unit
  • NeighborhoodMIAMI NORTH
  • ZIP33132
  • MLS #A12045600
  • To the beachAbout 3.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Experience ownership in Miami's premier entertainment and lifestyle destination at E11EVEN Hotel & Residences. This fully furnished turnkey luxury residence is located in the heart of Downtown Miami's vibrant District 11, steps from world-famous E11EVEN Miami, CLUB SPACE, Giselle Miami, and countless dining, nightlife, and entertainment venues.Ideally situated minutes from Miami Worldcenter, Wynwood, Brickell, the Arts & Entertainment District, Bayside Marketplace, South Beach, and Miami Beach, the property offers exceptional access to everything Miami has to offer. Enjoy year-round events including Miami Heat games, concerts at Kaseya Center, Art Basel, Miami Music Week, Ultra Music Festival, Formula 1 Miami events, the Miami International Boat Show, and major conventions.Designed as a luxury condo-hotel, E11EVEN offers one of Downtown Miami's most desirable ownership opportunities with legal short-term rentals, allowing daily, weekly, monthly, or seasonal leasing without the restrictions typically found in traditional condominiums. This flexible ownership model provides outstanding income potential, strong occupancy opportunities, and exceptional investment value.Whether you're seeking a primary residence, vacation home, or high-performing income property, this rare offering combines luxury living, world-class amenities, and unmatched location in Miami's first true Vegas-style luxury residential experience.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 20 NE 11th Street #4807A, Miami, FL 33132

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Golden Tower Realty Group LLC · 305-507-7436 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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