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Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$949,00020317 Hacienda Court, Boca Raton, FL 33498

3 bd · 2 ba · 2,152 sqft · Price cut $20,000 · On the market about 70 days · Active

Listing courtesy of Compass Florida LLC · 561-285-4283 · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 21, 2026, unless a row says otherwise.

Price
$949,000 · $441/sqft
Property taxes
$4,715/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$283/mo (listed as $850 quarterly)From the listing, unconfirmed
Fee covers
Cable TV, Internet, Maintenance Grounds, Security, Sewer, Trash, Common Areas, Reserve Funds, Recreation Facility
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
Monthly payment (estimate)
$7,471/mo: $5,174 loan + $1,503 tax + $511 insurance + $283 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1993 · 1 story
Days on market
About 70 days
Price history (this listing)
Originally listed at $969,000; last price change Oct 21, 2026. Down $20,000.
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Details

  • TypeHouse
  • Beds3 bd
  • Baths2
  • Size2,152 sqft
  • Year built1993
  • Parking2 garage, 10 spaces
  • PoolPrivate
  • WaterfrontYes: Lake Front
  • ViewGarden, Pool, Water, Lake
  • Laundryin-unit
  • NeighborhoodCORDOVA ESTATES AT MISSION BAY
  • ZIP33498
  • MLS #B26069341
  • To the beachAbout 9.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

First time ever to market in Cordova Estates at Mission Bay! Immaculate and fully updated, this single-story 3BR/2BA home offers 2,152 living SF on a rare .41-acre lakefront lot with ideal southern exposure. Enjoy immediate water views upon entry, soaring ceilings, a true split-bedroom floor plan, porcelain tile and crown molding throughout, a screened pool and patio overlooking the lake, plus an expansive backyard beyond the screened enclosure. Major upgrades include a 2021 roof, brand-new 2026 A/C, 22kW whole-house generator with 500-gallon propane tank, and complete storm protection with impact windows/doors and accordion shutters. Extended driveway. Just $283/mo HOA with full Mission Bay amenities, cable, internet and patrolling security. Beyond its impressive list of features and upgrades, the scale of the homesite and exceptional lakefront setting are what truly distinguish this property. Offered by its original owner, the residence occupies a substantial .41-acre lot with ideal southern exposure, providing an uncommon combination of privacy, water views and usable outdoor space within Mission Bay. The highly desirable single-story layout is thoughtfully designed for both everyday living and privacy. A true split-bedroom floor plan separates the primary suite from the secondary bedrooms, while soaring ceilings, abundant natural light and tranquil lake views visible upon entry create an immediate sense of openness. Professionally designed and built-out closets throughout provide additional functionality and storage. The outdoor setting is equally impressive. A screened-in pool and patio overlook the lake and take full advantage of the property's southern exposure, while an expansive backyard extends well beyond the screened enclosure. Whether envisioned as open lawn, a play area, space for pets or simply additional room to enjoy the property, the backyard reinforces just how significant this .41-acre homesite truly is. The extended driveway further adds to the property's sense of space and functionality. Significant improvements provide additional peace of mind, including a 2021 roof and brand-new 2026 A/C. Storm protection is provided through a combination of hurricane-impact windows and doors and accordion shutters. A 22kW whole-house generator supported by a 500-gallon propane tank adds another exceptional level of preparedness and convenience. Cordova Estates is particularly compelling within Mission Bay as a one-tier HOA community. At just $2

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1993, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

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Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

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Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 20317 Hacienda Court, Boca Raton, FL 33498

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

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Same-day: 9 times left today, soonest 3:00 PM.

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From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

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Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

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Listing courtesy of Compass Florida LLC · 561-285-4283 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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