Price cut $100K3D tour
$470,000
492 NW 203rd Terrace, Miami Gardens 33169
Est. $4,043/mo with 20% down incl. HOA
Listing courtesy of Grant and Associates Real Estate INC · BeachesMLS
$479,99020357 NW 4TH Path, Miami Gardens, FL 33169
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 28, 2026, unless a row says otherwise.
- Price
- $479,990 · $338/sqft
- Property taxes
- $9,035/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $458/moFrom the listing, unconfirmed
- Fee covers
- Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $4,093/mo: $2,364 loan + $760 tax + $511 insurance + $458 HOA. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2022 · 2 stories
- Days on market
- About 31 days
- Price history (this listing)
- Originally listed at $474,990; last price change Sep 30, 2026; listed Oct 1, 2026.
Details
- TypeTownhouse
- Beds3 bd
- Baths2.5
- Size1,419 sqft
- Year built2022
- Parking2 garage, 4 spaces
- PoolCommunity
- ViewGarden
- Laundryin-unit
- NeighborhoodVISTA LAGO
- ZIP33169
- MLS #B26081527
- To the beachAbout 5.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Rare corner-unit townhome in Vista Lago! Built in November 2022, this beautifully maintained 3-bedroom, 2.5-bath home offers 1,419 sq. ft. of bright, modern living. The corner location provides extra windows and natural light throughout the open-concept main level, featuring a modern kitchen, dining area, and spacious living room. Upstairs, enjoy a private primary suite, two additional bedrooms, and convenient in-home laundry. Low-maintenance living with community amenities and easy access to I-95, the Turnpike, shopping, dining, and Hard Rock Stadium. Modern, move-in ready, and a must-see in Miami Gardens! Some images are virtually staged.
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 2022, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Miami Gardens
Text Zach
Price cut $40K3D tour
$485,000
20366 NW 4th Path, Miami Gardens 33169
Est. $3,918/mo with 20% down incl. HOA
Listing courtesy of Gilvan Realty Corp · BeachesMLS
Price cut $42K3D tour
$420,000
1410 NW 214th Terrace, Miami Gardens 33169
Est. $3,534/mo with 20% down incl. HOA
Listing courtesy of EXP Realty LLC · BeachesMLS
3D tour
$489,000
21115 NW 14th Place #2, Miami Gardens 33169
Est. $3,984/mo with 20% down incl. HOA
Listing courtesy of IVC Realty Group LLC · BeachesMLS
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 28, 2026, 2:54 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.