3D tour
$4,194,500
2578 NW 63rd Lane, Boca Raton 33496
Est. $31,145/mo with 20% down incl. HOA
Listing courtesy of Blueshore Realty, LLC · BeachesMLS
$4,500,00020434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434
Listing courtesy of Charles Rutenberg Realty FTL · 954-396-3001 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $4,500,000 · $810/sqft
- Property taxes
- $5,154/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $747/mo (listed as $2,240 quarterly)From the listing, unconfirmed
- Fee covers
- Cable TV, Maintenance Grounds, Security, Common Areas, Recreation Facility
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $32,917/mo: $24,534 loan + $7,125 tax + $511 insurance + $747 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2025 · 2 stories
- Days on market
- About 10 days
- Price history (this listing)
- Listed Oct 23, 2026.
Details
- TypeHouse
- Beds6 bd
- Baths7
- Size5,554 sqft
- Year built2025
- Parking4 garage, 4 spaces
- PoolPrivate
- WaterfrontYes: Lake Front
- ViewWater, Lake
- LaundryLaundry Room, Sink
- FurnishedNegotiable
- NeighborhoodLOTUS EDGE
- ZIP33434
- MLS #B26092174
- To the beachAbout 7.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Likely one of the finest homes in Lotus Edge, the Santorini, the community's largest floorplan, on a rare premium lot with sweeping long-lake views, east-facing backyard and sunrises over the water, moments from the Clubhouse. 6BR/6.2BA, 4-car garage with epoxy floors. Shows like a model home: floating LED-lit ceiling beams, glass stair railing, wood floors throughout the entire second level with no carpet, fully built-out walk-in closets, designer lighting, blinds and impact glass. Custom pool with professional endless-swim current, large spa for 6, waterfall, fountains, LED lighting, salt system, heated water. Residents enjoy the new 39,000 SF Club: restaurant, bars, resort and lap pools, spa, fitness, racquet club and indoor sports complex. Furnishings negotiable. Move-in ready. The Club at Lotus Edge, 39,000 SF, now open: full-service restaurant, lounge and bar, poolside bar and cafe, resort-style pool, lap pool, whirlpool spa, kids splash park, 24/7 fitness center, group fitness studio, sauna, cold plunge, massage room and wellness retreat, shaded yoga lawn, racquet club with tennis, padel and pickleball courts plus a staffed pro shop, indoor multi-sport complex for basketball and pickleball, sports lounge, card rooms, teen club, arcade and kids play zone, full-time Lifestyle Director with year-round clubs, classes and events, and a manned gatehouse. Information herein is deemed reliable but not guaranteed and is subject to errors, omissions, or changes without notice. All measurements, fees, and community amenities should be independently verified by Buyer and Buyer's Agent.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2025, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.