Price cut $34K3D tour
$765,000
191 SE 20th Avenue #614, Deerfield Beach 33441
Est. $6,757/mo with 20% down incl. HOA
Listing courtesy of One Sotheby's International Realty · BeachesMLS
$925,0002051 SE 3rd Street #307, Deerfield Beach, FL 33441
Listing courtesy of William Raveis Real Estate · 561-956-8552 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.
- Price
- $925,000 · $450/sqft
- Property taxes
- $14,800/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,473/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Common Areas, Elevator, Reserve Funds, Roof Repairs
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $8,132/mo: $5,043 loan + $1,465 tax + $151 insurance + $1,473 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2003 · 6 stories
- Days on market
- About 79 days
- Price history (this listing)
- Originally listed at $1,025,000; last price change Oct 18, 2026; listed Aug 17, 2026. Down $100,000.
Details
- TypeCondo
- Beds3 bd
- Baths2.5
- Size2,056 sqft
- Year built2003
- Parking2 garage, 2 spaces
- PoolCommunity
- WaterfrontYes: Deeded Beach Access, Ocean Access, Ocean Front
- ViewOcean
- Laundryin-unit
- FurnishedUnfurnished
- BuildingOcean Plaza
- NeighborhoodOCEAN PLAZA
- ZIP33441
- MLS #B26065314
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to effortless coastal living, where this spacious residence just steps from the ocean invites you to embrace the quintessential Florida lifestyle. Offering 2,056 sq ft of bright, living space, this lovely condo features a private elevator opening directly into your own foyer. Abundant windows w/ impact glass fill the home w/ natural light, while the desirable split bedroom plan provides privacy & comfort for owners & guests alike. At the heart of this condo is a beautiful eat-in-kitchen, featuring KitchenAid stainless appliances including double ovens, wine cooler, built-in fridge, generous counter space & plenty of room for casual dining. The newly refinished porcelain-tiled balcony provides a wonderful setting for morning coffee, evening cocktails & enjoying the coastal breezes. With three bedrooms and 2.5 baths, this corner condo lives more like a single family home than a condo with the additional windows for more natural light. Ocean Plaza offers an exceptional resort-style experience with 24-hour attended lobby, an ocean-view fitness center, resident kitchen and bar, pool and spa, and additional storage. This residence also features the rare convenience of two deeded underground garage parking spaces. Ideally located just steps from the ocean and within walking distance of restaurants, shopping and the iconic Deerfield Beach Pier, this is an opportunity to enjoy the relaxed coastal lifestyle South Florida is known for.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2003, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Ocean Plaza
- Year built
- 2003 (23 years old)
- Stories
- 6
- HOA / condo fee
- $1,473/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Common Areas, Elevator, Reserve Funds, Roof Repairs
- Pets
- Yes, Breed Restrictions, Number Limit, Size Limit
- Milestone inspection
- Due by Dec 31, 2033 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.