Price cut $179K3D tour
$620,000
1739 SW 28th Terrace, Fort Lauderdale 33312
Est. $4,873/mo with 20% down
Listing courtesy of First City Realty Partners Inc · BeachesMLS
$799,5002100 SW 23rd Terrace, Fort Lauderdale, FL 33312
Listing courtesy of Lyfe Realty Group · 954-594-7628 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $799,500 · $519/sqft
- Property taxes
- $4,315/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “Renovated Fort Lauderdale waterfront home featuring 2 bedrooms plus an office/den with a Murphy bed and its own bathroom, 3 full baths, and NO HOA!”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $6,136/mo: $4,359 loan + $1,266 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1957 · 1 story
- Days on market
- About 11 days
- Price history (this listing)
- Listed Oct 22, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths3
- Size1,540 sqft
- Year built1957
- Parking1 garage
- WaterfrontYes: Ocean Access, Canal Front, Navigable Water
- ViewWater
- LaundryIn Garage
- NeighborhoodFLAMINGO PARK SEC
- ZIP33312
- MLS #A12110334
- To the beachAbout 4.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Boater’s Paradise! Renovated Fort Lauderdale waterfront home featuring 2 bedrooms plus an office/den with a Murphy bed and its own bathroom, 3 full baths, and NO HOA! Situated on a navigable canal with ocean access, this home offers a 70-foot private dock with water and electric hookups. Vessel suitability depends on overall length, beam, and draft.Many renovations! Enjoy indoor-outdoor living with a sunken patio, outdoor BBQ area, refreshed landscaping, room for a pool, and a new deck with gazabo. Freshly painted with a 2025 A/C, updated non-cast-iron plumbing, and solar panels installed in 2021 for energy efficiency. An April 2026 inspection estimated 15 years of remaining roof life.Additional upgrades include a new washer/dryer, two new refrigerators, microwave, kitchen lighting, ceiling fan, pot rack, instant hot water dispenser, Tesla charging outlet, and epoxy garage flooring.No HOA rental restrictions! Immediate leasing potential, subject to applicable city requirements. An exceptional opportunity to enjoy waterfront living, private dockage, and flexible space in Fort Lauderdale.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1957, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Fort Lauderdale
Text Zach
3D tour
$629,000
1011 NW 45th Court, Fort Lauderdale 33309
Est. $4,936/mo with 20% down
Listing courtesy of Manley & Associates, Inc. · BeachesMLS
Price cut $40K3D tour
$935,000
1430 NE 53rd Court, Fort Lauderdale 33334
Est. $7,089/mo with 20% down
Listing courtesy of EXP Realty LLC · BeachesMLS
3D tour
$750,000
2423 NW 23rd Lane, Fort Lauderdale 33311
Est. $5,788/mo with 20% down
Listing courtesy of Capital Brokers, LLC. · BeachesMLS
Listing courtesy of Lyfe Realty Group · 954-594-7628 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.