Price cut $100K3D tour
$470,000
492 NW 203rd Terrace, Miami Gardens 33169
Est. $4,290/mo with 20% down incl. HOA
Listing courtesy of Grant and Associates Real Estate INC · BeachesMLS
$439,90021427 NW 14th Avenue, Miami Gardens, FL 33169
Listing courtesy of The Keyes Company · 305-247-7221 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $439,900 · $279/sqft
- Property taxes
- $6,225/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $175/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Common Areas
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $3,781/mo: $2,398 loan + $697 tax + $511 insurance + $175 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2016 · 2 stories
- Days on market
- About 33 days
- Price history (this listing)
- Originally listed at $459,900; last price change Oct 9, 2026; listed Sep 30, 2026. Down $20,000.
Details
- TypeTownhouse
- Beds4 bd
- Baths3
- Size1,577 sqft
- Year built2016
- Parking1 garage
- ViewGarden
- NeighborhoodWALDEN TOWNHOMES
- ZIP33169
- MLS #A12094349
- To the beachAbout 6.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to this beautiful and spacious 4-bedroom, 3-full-bathroom home in the desirable Walden Townhomes community! This move-in-ready home features a convenient ground-floor bedroom and full bathroom, perfect for guests or multigenerational living. The kitchen showcases stainless steel appliances and modern finishes, making it ideal for everyday living and entertaining. Enjoy the convenience of a one-car garage plus an extended driveway for additional parking. Upstairs, you’ll find a huge primary suite featuring a walk-in closet and en-suite bathroom with a separate soaking tub and shower. Ideally located just minutes from Hard Rock Stadium, Topgolf, shopping, dining, and entertainment, with quick access to Florida’s Turnpike and I-95 for an easy commute to Miami or Fort Lauderdale. Low HOA fees, and lush landscaping. Be sure to explore the 3D tour and see everything this beautiful home has to offer. May your Best start here!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2016, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.