Price cut $100K3D tour
$470,000
492 NW 203rd Terrace, Miami Gardens 33169
Est. $4,025/mo with 20% down incl. HOA
Listing courtesy of Grant and Associates Real Estate INC · BeachesMLS
$400,00021431 NW 13TH Court #116, Miami Gardens, FL 33169
Listing courtesy of The Keyes Company · 305-931-8920 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 20, 2026, unless a row says otherwise.
- Price
- $400,000 · $237/sqft
- Property taxes
- $8,302/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $327/moFrom the listing, unconfirmed
- Fee covers
- Trash, Common Areas, Recreation Facility
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $3,500/mo: $1,970 loan + $692 tax + $511 insurance + $327 HOA. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2006 · 2 stories
- Days on market
- About 105 days
- Price history (this listing)
- Originally listed at $410,000; last price change Aug 17, 2026; listed Jul 15, 2026. Down $10,000.
Details
- TypeTownhouse
- Beds4 bd
- Baths3
- Size1,691 sqft
- Year built2006
- Parking1 garage, 3 spaces
- PoolCommunity
- ViewGarden
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodMAJORCA ISLES I CONDO
- ZIP33169
- MLS #B26052811
- To the beachAbout 6.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Beautiful renovated townhome, tile floors throughout common area. One guest bedroom downstairs the rest upstairs. Large living area & living room with 10 ft. ceiling & with patio door to outside area. Kitchen is upgraded with stainless steal appliances, granite countertops, upgraded cabinets, under counter lights, double sink & cabinet pantry. Master bedroom has two walk-in closets, vaulted ceilings & ample windows. Mater bath has roman tub & separate shower, double sink & private WC room. Upstairs also has a loft and washer & dryer. Bedrooms have laminate floors. One car garage and an additional two parking spaces. HOA allows up to 2 pets, there is a large community pool and playground for kids.
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 2006, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 28, 2026, 3:53 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.