zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$255,000215 Palm Avenue, Auburndale, FL 33823

4 bd · 2 ba · Price cut $15,000 · On the market about 102 days · Active

Listing courtesy of Lokation · 954-545-5583 · BeachesMLS

Full disclosure: what this home really costs

10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$255,000
Property taxes
$2,589/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
None per the listing: “Spacious & bright 4bed flex 2 bath.1,758 Sq-Ft of living a newer roof well kept single story home with NO HOA.”Listing remarks, word for word, unconfirmed
What the fee covers
Not listed - ask Zach
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 9 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
Monthly payment (estimate)
$2,305/mo: $1,390 loan + $404 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1955 · 1 story
Days on market
About 102 days
Price history (this listing)
Originally listed at $270,000; last price change Sep 30, 2026; listed Jul 23, 2026. Down $15,000.
215 Palm Avenue, Auburndale, FL 33823, photo 1 of 12215 Palm Avenue, Auburndale, FL 33823, photo 2 of 12215 Palm Avenue, Auburndale, FL 33823, photo 3 of 12215 Palm Avenue, Auburndale, FL 33823, photo 4 of 12215 Palm Avenue, Auburndale, FL 33823, photo 5 of 12215 Palm Avenue, Auburndale, FL 33823, photo 6 of 12215 Palm Avenue, Auburndale, FL 33823, photo 7 of 12215 Palm Avenue, Auburndale, FL 33823, photo 8 of 12215 Palm Avenue, Auburndale, FL 33823, photo 9 of 12215 Palm Avenue, Auburndale, FL 33823, photo 10 of 12215 Palm Avenue, Auburndale, FL 33823, photo 11 of 12215 Palm Avenue, Auburndale, FL 33823, photo 12 of 12

Details

  • TypeHouse
  • Beds4 bd
  • Baths2
  • Year built1955
  • NeighborhoodPALMDALE SUB
  • ZIP33823
  • MLS #A12058730
  • To the beachAbout 2.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

$5,000 SELLER CREDIT WILL BE OFFERED TOWARD BUYER’S CLOSING COSTS Welcome to 215 PALM AVE AUBURNDALE FL 33823 An Oasis in Auburndale's Palmdale Community. This is the home you've been waiting for. This charming home is filled with character & is ready for you. Spacious & bright 4bed flex 2 bath.1,758 Sq-Ft of living a newer roof well kept single story home with NO HOA. The very large backyard is the perfect place to spend evenings enjoyingbarbecues, plant a garden or simply enjoy the space for children & pets to play. Minutes from downtown Auburndale, US-92, parks, shopping, &dining, enjoy the perfect blend of peaceful neighborhood living & everyday convenience. Perfect Central Florida Location Beyond the home itself,you will love the convenience of the area! Strolls through the historic Downtown Park to see the beautiful Butterfly Garden & historic bandstand.Auburndale is surrounded by beautiful lakes. Lake Stella a gorgeous walking path right next to downtown. Auburndale is 15–20 minutes fromLEGOLAND, 20 minutes from the vibrant shopping, dining, and breweries of downtown Lakeland, & 45–50 minute drive to Walt Disney World,Universal Studios, & the heart of Orlando. I'd love to help make your dream of homeownership a reality. I'll guide you through every step of theprocess, making it smooth, clear, and exciting. Take that first step, reach out today. 215 PALM AVE AUBURNDALE FL 33823 is a large 4bed/2bath 1,758 Sq-Ft well kept single story home newer roof NO HOA. A Perfect Central Florida Location. $5,000 SELLER CREDIT WILL BE OFFERD TOWARD BUYER’S CLOSING COSTS

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1955, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 215 Palm Avenue, Auburndale, FL 33823

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

Listing courtesy of Lokation · 954-545-5583 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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