Price cut $179K3D tour
$570,000
737 NW 30th Street, Miami 33127
Est. $4,509/mo with 20% down
Listing courtesy of Optimar International Realty · BeachesMLS
$649,999220 NW 144th Street, Miami, FL 33168
Listing courtesy of RLC Realty LLC · 305-479-7008 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 2, 2026, unless a row says otherwise.
- Price
- $649,999 · $550/sqft
- Property taxes
- $753/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “FULLY RENOVATED 3BR/2BA WITH NO HOA, PERMITTED ENSUITE ADDITION & DETACHED FLEX SPACE WITH FUTURE INCOME POTENTIAL!”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $5,071/mo: $3,544 loan + $1,029 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1950 · 1 story
- Days on market
- About 2 days
- Price history (this listing)
- Listed Nov 1, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,181 sqft
- Year built1950
- Parking1 garage
- Laundryin-unit
- NeighborhoodBISCAYNE GARDENS SEC E PT
- ZIP33168
- MLS #A12116733
- To the beachAbout 5.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
FULLY RENOVATED 3BR/2BA WITH NO HOA, PERMITTED ENSUITE ADDITION & DETACHED FLEX SPACE WITH FUTURE INCOME POTENTIAL! Located in desirable Biscayne Gardens, this move-in-ready home offers versatility, major upgrades and an oversized 10,875 SF lot. Features a permitted bedroom addition with private ensuite bathroom, plus a separate approx. 415 SF covered, screened flex structure with possibilities for entertaining, recreation or future conversion to an income-producing space, subject to zoning, permits and approvals. Improvements include a 2024 aluminum roof, new HVAC, updated electrical and plumbing, impact windows and doors PLUS hurricane shutters. Bright, open living areas with modern finishes throughout. Attached garage with epoxy flooring, custom wood door and new opener. Spacious lot offers potential for a pool, expansion or ADU, subject to approvals. Seller may contribute toward buyer's allowable closing costs and/or interest-rate buydown with an acceptable offer. Convenient to I-95, the Palmetto, shopping, dining and beaches. Vacant, easy to show and quick close available. Some photos virtually staged.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1950, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 4:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.