3D tour
$319,900
3699 N Carambola Circle N #2837, Coconut Creek 33066
Est. $3,249/mo with 20% down incl. HOA
Listing courtesy of First World Realty Group,LLC · BeachesMLS
$406,0002231 NW 45TH Avenue, Coconut Creek, FL 33066
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $406,000 · $234/sqft
- Property taxes
- $7,122/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $300/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Pest Control, Trash, Common Areas, Reserve Funds, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 13 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $3,668/mo: $2,214 loan + $643 tax + $511 insurance + $300 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1980 · 2 stories
- Days on market
- About 111 days
- Price history (this listing)
- Originally listed at $410,000; last price change Aug 30, 2026. Down $4,000.
Details
- TypeTownhouse
- Beds3 bd
- Baths2.5
- Size1,736 sqft
- Year built1980
- Parking2 spaces
- PoolCommunity
- WaterfrontYes: Canal Front, Canal Width 81-120 Feet
- ViewWater, Canal
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodTARTAN COCONUT CREEK PHASE 1
- ZIP33066
- MLS #B26059156
- To the beachAbout 6.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to this stunning 3-bedroom, 2.5-bathroom townhouse located in Tartan Coconut Creek Phase 1. This two-story residence spans 1,736 square feet of finished living space, offering comfortable and versatile floor plans for modern living. As a waterfront property, this townhouse provides a unique setting with appealing outdoor opportunities. Situated in Coconut Creek, this residence combines convenient location with thoughtful design. The townhouse layout efficiently maximizes your living space across multiple levels, creating distinct zones for relaxation and daily activities. This property represents an excellent opportunity to own waterfront living in an established community. Prospective buyers should verify all HOA information, fees, restrictions, and approval requirements directly with Golden Raintree II Homeowners Association prior to submitting an offer, as policies are subject to change. **Disclaimer:** HOA information is believed to be accurate but is not guaranteed. Buyers and their representatives are responsible for independently verifying all HOA fees, assessments, application requirements, restrictions, insurance, budgets, rules, and regulations. Neither the Seller, Listing Broker, nor Listing Agent shall be held liable for any errors, omissions, or changes made by the Association. Listing agent is related to the seller.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1980, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.