3D tour
$875,000
4988 SW 183rd Avenue, Miramar 33029
Est. $6,969/mo with 20% down incl. HOA
Listing courtesy of Trueway Realty LLC · BeachesMLS
$999,9002242 SW 130TH Terrace, Miramar, FL 33027
Listing courtesy of Weichert Realtors Hallmark Pro · 954-990-6497 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 2, 2026, unless a row says otherwise.
- Price
- $999,900 · $288/sqft
- Property taxes
- $135/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $166/moFrom the listing, unconfirmed
- Fee covers
- Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6.6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $7,711/mo: $5,451 loan + $1,583 tax + $511 insurance + $166 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2002 · 2 stories
- Days on market
- About 38 days
- Price history
- Not listed - ask Zach
Details
- TypeHouse
- Beds6 bd
- Baths4
- Size3,470 sqft
- Year built2002
- Parking3 garage, 3 spaces
- PoolCommunity
- WaterfrontYes: Lake Front
- ViewWater, Lake
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodPOD 2 AT MONARCH LAKES
- ZIP33027
- MLS #B26083672
- To the beachAbout 12 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Waterfront living with space, style, and flexibility in Portofino North at Monarch Lakes! This impressive two-story residence offers 6 bedrooms, 4 bathrooms, 3,470 sq. ft. of living space, a 3-car garage, and a private casita—ideal for guests, multigenerational living, a home office, or private retreat. Step inside to soaring ceilings, abundant natural light, and bright, open living and dining areas accented by beautiful glossy tile flooring. The spacious kitchen features crisp white cabinetry, Quartz countertops, stainless-steel appliances, generous counter space, a center island with seating, and oversized windows that fill the space with sunlight. The expansive primary suite is complemented by a spa-inspired bath featuring dual vanities, a large glass-enclosed shower, and a freestanding soaking tub. Multiple secondary bedrooms provide plenty of room and versatility for today's lifestyle. Set along the waterfront in the desirable gated community of Monarch Lakes in Miramar, this home combines generous living space, impressive architectural volume, beautiful natural light, and the added privacy and versatility of a casita all in one exceptional property. Schedule your private showing today!!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2002, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.