Price cut $150K3D tour
$4,500,000
3061 NE 43rd Street, Fort Lauderdale 33308
Est. $32,170/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$3,950,0002247 NE 20th Street, Fort Lauderdale, FL 33305
Listing courtesy of Compass Florida, LLC · 305-315-2396 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $3,950,000 · $1,464/sqft
- Property taxes
- $52,650/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $28,300/mo: $21,535 loan + $6,254 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1961 · 1 story
- Days on market
- About 6 days
- Price history (this listing)
- Listed Oct 27, 2026.
Details
- TypeHouse
- Beds2 bd
- Baths3.5
- Size2,699 sqft
- Year built1961
- PoolPrivate
- WaterfrontYes: Ocean Access, Seawall, Bayfront
- ViewWater, Bay
- NeighborhoodNORTH BAL HARBOUR
- ZIP33305
- MLS #A12107497
- To the beachAbout 0.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
A beautifully reimagined modern residence in North Bal Harbour, this turnkey waterfront home balances sophisticated contemporary design with a seamless indoor-outdoor lifestyle. Available furnished (with select exclusions), the home features custom architectural paneling and interiors curated by Armazen Design, a concealed wet bar, and a premium chef’s kitchen anchored by Taj Mahal quartzite countertops and integrated Miele and Thermador appliances.The interiors showcase exceptional attention to detail, featuring engineered wood flooring, Apure architectural lighting, and designer fixtures by Bomma, Flos, and Vistosi Italia. Bathrooms are appointed with Madeli LED mirrors, Toto smart toilets, and a Mr. Steam shower. Built for secure, effortless comfort, the property features a face-recognition entry system, 14 integrated security cameras, Allini whole-home water filtration, impact glass, EV charging, and a Savant and Sonos audiovisual setup.Outside, a private wellness and resort-style retreat unfolds across manicured grounds, featuring an infrared sauna, Renu cold plunge, summer kitchen, putting green, and a heated saltwater pool. Set along 70 feet of secure seawall with a private dock, the property offers ocean access tailored perfectly for center consoles and cruisers seeking a premium, turnkey Fort Lauderdale lifestyle.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1961, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Fort Lauderdale
Text Zach
Price cut $390K3D tour
$4,800,000
3325 NE 18th, Fort Lauderdale 33305
Est. $34,294/mo with 20% down incl. HOA
Listing courtesy of Brokers, LLC · BeachesMLS
Price cut $260K
$3,490,000
1609 SE 1st Street, Fort Lauderdale 33301
Est. $25,064/mo with 20% down
Listing courtesy of RE/MAX FIRST · BeachesMLS
3D tour
$3,995,000
1125 SE 9th Street, Fort Lauderdale 33316
Est. $28,617/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
Listing courtesy of Compass Florida, LLC · 305-315-2396 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.