zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$5,475,0002330 NE 31st Court, Lighthouse Point, FL 33064

6 bd · 5.5 ba · 7,100 sqft · Price cut $425,000 · On the market about 274 days · Active

Listing courtesy of American Home Group Corp · 954-551-0882 · BeachesMLS

Full disclosure: what this home really costs

10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 23, 2026, unless a row says otherwise.

Price
$5,475,000 · $771/sqft
Property taxes
$102,688/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
Monthly payment (estimate)
$39,030/mo: $29,850 loan + $8,669 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2005 · 2 stories
Days on market
About 274 days
Price history (this listing)
Originally listed at $5,900,000; last price change Feb 20, 2026; listed Jan 31, 2026. Down $425,000.
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Details

  • TypeHouse
  • Beds6 bd
  • Baths5.5
  • Size7,100 sqft
  • Year built2005
  • Parking3 garage
  • PoolPrivate
  • WaterfrontYes: No Fixed Bridge, Ocean Access, No Fixed Bridges, Point Lot
  • ViewCanal
  • Laundryin-unit
  • FurnishedUnfurnished
  • NeighborhoodLIGHTHOUSE POINT 5TH SEC
  • ZIP33064
  • MLS #R11159461
  • To the beachAbout 0.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Welcome to your Gated WATERFRONT Point Lot Estate with 223' of deep water frontage! Set along one of Lighthouse Point's most coveted island streets, this 5 Bed + Office + 6 Baths + 3 Car Garage + 1 Car Carport + Pool distinguished waterfront estate presents a rare convergence of architectural refinement, privacy, and premier yachting access. This residence is thoughtfully designed for those who value seamless indoor-outdoor living and life on the water, offering an elevated coastal lifestyle defined by elegance, scale, and quiet exclusivity. A grand entry opens to a formal living room with floor to ceiling windows, coffered ceilings and fireplace, flowing seamlessly into a formal dining room with a beverage center, creating an elegant backdrop for sophisticated gathering. The chef's kitchen is the heart of the home, featuring a Thermador Stainless Steel 6 Burner/Griddle gas cooktop, double ovens, dishwasher and microwave, a Sub Zero Refrigerator and Freezer, an oversized island, bar seating, and effortless connection to the expansive family room with a separate dining area perfect for watching the sunrise. The residence features five bedrooms, all en suite, including three primary suites, and two generously appointed bedrooms suites (One Primary Suite and one Bedroom Suite with Cabana Bath are located on the first floor) as well as a richly appointed office with a private balcony that offers flexibility as a convertible bedroom or executive workspace. In total, the home offers five full baths, a first-floor powder bath all thoughtfully designed for both comfort and entertaining. The primary owner's suite occupies a premier second floor position and is a private retreat, showcasing a large balcony with spiral staircase access to the pool and patio, evoking the ease of yacht-to-home living. Step into your spa inspired bath with dual vanities, a whirlpool tub, separate his-and-hers water closets, and a custom walk-in closet with island and built-ins. Unwind after a long day on the water or enjoy private screenings in your entertainment and media lounge with custom cabinetry, refrigerator, sink, in-wall speakers, and glass doors to shut out the world while you relax in your retreat. An ELEVATOR services all levels, while both upstairs and downstairs laundry rooms add everyday convenience. The home is complemented by a three car garage plus an additional carport, offering ample parking and storage. Impact windows throughout ensure peace of mind in all seasons

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2005, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 2330 NE 31st Court, Lighthouse Point, FL 33064

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Soonest: Tomorrow 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of American Home Group Corp · 954-551-0882 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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