zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$800,00023373 Water Circle, Boca Raton, FL 33486

3 bd · 3 ba · 2,815 sqft · Price cut $92,500 · On the market about 233 days · Active

Listing courtesy of The Corcoran Group · 561-278-0433 · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.

Price
$800,000 · $284/sqft
Property taxes
$9,732/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$628/moFrom the listing, unconfirmed
Fee covers
Cable TV, Internet, Maintenance Grounds, Security, Common Areas, Recreation Facility
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
Monthly payment (estimate)
$6,768/mo: $4,362 loan + $1,267 tax + $511 insurance + $628 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1988 · 2 stories
Days on market
About 233 days
Price history (this listing)
Originally listed at $892,500; last price change Sep 14, 2026. Down $92,500.
23373 Water Circle, Boca Raton, FL 33486, photo 1 of 1223373 Water Circle, Boca Raton, FL 33486, photo 2 of 1223373 Water Circle, Boca Raton, FL 33486, photo 3 of 1223373 Water Circle, Boca Raton, FL 33486, photo 4 of 1223373 Water Circle, Boca Raton, FL 33486, photo 5 of 1223373 Water Circle, Boca Raton, FL 33486, photo 6 of 1223373 Water Circle, Boca Raton, FL 33486, photo 7 of 1223373 Water Circle, Boca Raton, FL 33486, photo 8 of 1223373 Water Circle, Boca Raton, FL 33486, photo 9 of 1223373 Water Circle, Boca Raton, FL 33486, photo 10 of 1223373 Water Circle, Boca Raton, FL 33486, photo 11 of 1223373 Water Circle, Boca Raton, FL 33486, photo 12 of 12

Details

  • TypeTownhouse
  • Beds3 bd
  • Baths3
  • Size2,815 sqft
  • Year built1988
  • Parking2 garage, 2 spaces
  • PoolCommunity
  • WaterfrontYes: Fixed Bridge, Marina in Community, Lake Front, Pond
  • ViewGarden, Water, Lake, Pond
  • Laundryin-unit
  • FurnishedUnfurnished
  • NeighborhoodWATERSIDE/BRAMALEA BOCA RATON
  • ZIP33486
  • MLS #B26001894
  • To the beachAbout 3.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Embrace the best of South Florida living this fall and winter in an upgraded home w/ bright, open living, creating the ideal setting for sunny days, waterfront entertaining, and effortless living. Over $240,000 in improvements. This exceptional property offers both style and peace of mind. Boating enthusiasts will love the dock slips that come with this home, providing convenient water access. Soaring vaulted ceilings and an airy open layout fill the space with natural light. The fully updated kitchen is perfect for everyday living and gatherings alike, featuring premium GE Café appliances, modern cabinetry, and elegant finishes. There is a beautiful primary suite! Impact-resistant windows and doors, plus an impact-resistant garage door, provide added protection. Every detail of this home reflects quality, care, and thoughtful investment. From the extensive upgrades to the rare 52' of dockage, this waterfront property offers a unique lifestyle opportunity in one of Boca Raton's most desirable locations. Bright, stylish, and move-in ready. Do not miss this- South Florida living at its best. Outside New impact-rated garage door and opener New impact-rated front entry door 2 sliding doors with impact-rated French doors All windows replaced with impact-rated 7ft hedge for the private front yard New paver patio, refinish the driveway, and garage floor Wrap-around garage overhead storage system Plantation shutters for all windows Solid wood interior slab doors Updated floors Updated all bathrooms Inside baths Full luxury master bath remodel ($60k) Guest bath 1 new vanity, granite counter, mirror, fixtures c. Guest bath 1 new vanity, granite counter, mirror, fixtures. Total kitchen REmodel: GE Café appliances, including a double oven; quartz countertops. New custom tile backsplash, quartz sink, high-end fixtures and hardware. No popcorn. Interior light fixtures and ceiling fans replaced. Recently exterior painted

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1988, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 23373 Water Circle, Boca Raton, FL 33486

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 17 times left today, soonest 11:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of The Corcoran Group · 561-278-0433 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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