3D tour
$1,250,000
2031 SW 22nd Avenue, Fort Lauderdale 33312
Est. $9,305/mo with 20% down
Listing courtesy of La Playa Properties Group Inc · BeachesMLS
$1,099,0002436 Cat Cay Lane, Fort Lauderdale, FL 33312
Listing courtesy of Keller Williams Dedicated Professionals · 954-533-7443 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 2, 2026, unless a row says otherwise.
- Price
- $1,099,000 · $646/sqft
- Property taxes
- $16,430/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “No HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $8,243/mo: $5,992 loan + $1,740 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1955 · 1 story
- Days on market
- About 222 days
- Price history (this listing)
- Originally listed at $1,199,000; last price change Apr 13, 2026; listed Mar 25, 2026. Down $100,000.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,702 sqft
- Year built1955
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front, No Fixed Bridges
- ViewGarden, Canal
- NeighborhoodLAUDERDALE ISLES NO 2
- ZIP33312
- MLS #A11988952
- To the beachAbout 4.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Completely renovated waterfront home in Lauderdale Isles with ocean access and no fixed bridges. This 3BD/2BA home includes an additional 200' sq ft shed completely enclosed with drywall & recessed lighting. Fully reconstructed with permits: Roof (2024), new electrical lines/panels. New plumbing throughout including underground PVC lines, and tankless water heater. Open layout with vaulted ceilings. Beautifully renovated kitchen featuring a large island, white cabinetry, granite counters, and 36 inch double Subzero fridge & freezer—ideal for entertaining. Large flex space in primary bedroom ideal for custom closet build out & gym/office - bath with rain shower & fireplace over stand alone bathtub. Impact windows and doors!! New plank laminate flooring installed throughout main living areas. AC 2023. Elegant front courtyard entry offers privacy and tranquility. Enjoy 60’ of waterfront with dock equipped with 30/50 amp shore power. Stunning outdoor space with artificial turf, pavers, and firepit. Large driveway intentionally designed for RV/boat parking with two EV chargers. No HOA. Prime location near 595, I-95, FLL Airport, Las Olas, and quick boat access to the New River and Fort Lauderdale Beach. Seller financing available!!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1955, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.