Price cut $24K3D tour
$775,000
2404 NE 135th Street #2404, North Miami 33181
Est. $6,719/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$625,0002525 NE 135th Street, North Miami, FL 33181
Listing courtesy of One Sotheby's International Realty · 305-865-9811 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $625,000 · $399/sqft
- Property taxes
- $11,225/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $58/mo (listed as $700 annually)From the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $4,966/mo: $3,407 loan + $990 tax + $511 insurance + $58 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1982 · 3 stories
- Days on market
- About 117 days
- Price history (this listing)
- Listed Jul 8, 2026.
Details
- TypeTownhouse
- Beds2 bd
- Baths2.5
- Size1,566 sqft
- Year built1982
- Parking1 garage
- ViewGarden
- LaundryIn Garage
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodCASA BELLA VILLAS
- ZIP33181
- MLS #A12048717
- To the beachAbout 1.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
RARELY AVAILABLE! Welcome to your serene retreat in the heart of North Miami. This townhome backs directly onto a Nature Preserve with private access to scenic walking and bike paths and kayaking connections to the Oleta River. This tri-level charming 2-bedroom, 2.5-bath home offers 1,566 sq. ft. of well-designed living space on a quiet, tree-lined street just steps from Oleta River State Park. Enjoy your mornings on the back porch overlooking peaceful natural surroundings, or unwind in the spacious living and dining areas filled with natural light. The home features a one-car garage with ample storage plus an additional den/basement ideal for extra living space, an office, or storage for outdoor gear. Both bedrooms offer en-suite baths for comfort and privacy. With nature at your doorstep and city conveniences nearby, this is an uncommon opportunity to enjoy a peaceful, active-lifestyle setting minutes from amenities. Low HOA! It is paid annually at $700 per YEAR.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1982, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
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Listing courtesy of One Sotheby's International Realty · 305-865-9811 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.