Price cut $1.1M3D tour
$3,400,000
4440 NE 23rd Avenue, Lighthouse Point 33064
Est. $24,431/mo with 20% down
Listing courtesy of Luxe Properties · BeachesMLS
$3,945,0002600 NE 33rd Street, Lighthouse Point, FL 33064
Listing courtesy of Beautiful Homes Realty Inc · 561-392-7875 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 26, 2026, unless a row says otherwise.
- Price
- $3,945,000 · $1,056/sqft
- Property taxes
- $19,577/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $28,265/mo: $21,508 loan + $6,246 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1997 · 1 story
- Days on market
- About 121 days
- Price history (this listing)
- Originally listed at $4,175,000; last price change Sep 3, 2026. Down $230,000.
Details
- TypeHouse
- Beds4 bd
- Baths4
- Size3,737 sqft
- Year built1997
- Parking3 garage, 6 spaces
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Navigable Water, Seawall
- ViewGarden, Pool, Water, Canal
- Laundryin-unit
- NeighborhoodLIGHTHOUSE POINT 6TH SEC
- ZIP33064
- MLS #B26049992
- To the beachAbout 0.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
EXCEPTIONAL DEEPWATER WATERFRONT LIVING IN LIGHTHOUSE POINT! Discover a rare opportunity in the highly desirable Lake Placid neighborhood, where expansive water views, exceptional boating access, and peaceful surroundings come together. Perfectly positioned on an oversized lot along one of the area's widest deepwater canals, this custom-built, single-story residence offers 95 feet of waterfront, approximately 85 feet of dockage, a boat lift, and direct ocean access with no fixed bridges. Designed for both comfortable everyday living and effortless entertaining, this spacious 4-bedroom, 4-bath home features a desirable split floor plan, private office, generous living areas, wet bar, and an abundance of natural light. Expansive windows frame the beautiful water views, creating a seamless connection between indoor comfort and the outdoors. Step outside to your own private waterfront oasis, complete with a sparkling pool, spacious entertaining areas, refreshing coastal breezes, and spectacular wide-water views. Whether enjoying morning coffee by the water, hosting family and friends, or heading out for a day on the Atlantic, this property captures everything that makes South Florida waterfront living so special. Tucked away on a quiet street in one of Lighthouse Point's most desirable boating communities, yet conveniently located near dining, shopping, and beaches, this home offers the perfect combination of privacy, location, and lifestyle. AN EXCEPTIONAL OPPORTUNITY TO OWN A PREMIER DEEPWATER PROPERTY IN LIGHTHOUSE POINT!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1997, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Lighthouse Point
Text Zach
3D tour
$4,895,000
2833 NE 32nd Street, Lighthouse Point 33064
Est. $34,948/mo with 20% down
Listing courtesy of Premier Estate Properties Inc. · BeachesMLS
3D tour
$3,499,999
4231 NE 23rd Avenue, Lighthouse Point 33064
Est. $25,135/mo with 20% down
Listing courtesy of Coast · BeachesMLS
Price cut $500K3D tour
$2,999,000
2880 NE 35th Street, Lighthouse Point 33064
Est. $21,610/mo with 20% down
Listing courtesy of Premier Estate Properties Inc. · BeachesMLS
Listing courtesy of Beautiful Homes Realty Inc · 561-392-7875 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.