Price cut $150K3D tour
$4,500,000
3061 NE 43rd Street, Fort Lauderdale 33308
Est. $32,170/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$4,500,0002613 Center Avenue, Fort Lauderdale, FL 33308
Open house: Nov 1, 2026, 6:00 PM to 9:00 PM
Listing courtesy of Coast · 954-371-3040 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $4,500,000
- Property taxes
- $17,654/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $32,170/mo: $24,534 loan + $7,125 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026
- Days on market
- About 203 days
- Price history (this listing)
- Originally listed at $4,850,000; last price change Jul 15, 2026. Down $350,000.
Details
- TypeHouse
- Beds5 bd
- Baths6
- Year built2026
- Parking2 garage
- PoolPrivate
- ViewPool, Ocean
- Laundryin-unit
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodLAUDERDALE BEACH
- ZIP33308
- MLS #A11999679
- To the beachAbout 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to your dream home, steps away from the shores of Fort Lauderdale Beach. Located in a private community with 24/7 police monitoring, this home offers a prime South Florida lifestyle, including beach access, all in a walkable neighborhood. This modern three-story home boasts an open concept layout. It features 5 spacious bedrooms with the potential for a 6th and 6 elegant bathrooms. The expansive living and dining areas flow seamlessly to outdoor spaces. Step outside to discover a private backyard, complete with a sparkling pool and tons of space for gatherings. The massive rooftop terraces offer ocean and downtown skyline views, creating a dreamy backdrop setting for sunsets or morning yoga. Don’t miss the opportunity to own this exquisite property that truly redefines coastal living! Lauderdale Beach is one of Fort Lauderdale’s most exclusive and intimate beachfront residential neighborhoods, known for its peaceful, coastal character and close-knit community of only roughly 200 homes nestled along the Atlantic shoreline. With its limited inventory and unbeatable location, Lauderdale Beach remains one of the most coveted residential pockets in Fort Lauderdale. One of the only communities EAST of the A1A.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.