3D tour
$596,000
6039 Collins Avenue #1728, Miami Beach 33140
Est. $5,418/mo with 20% down incl. HOA
Listing courtesy of Elite International Realty Inc · BeachesMLS
$495,0002655 Collins Avenue #1404, Miami Beach, FL 33140
Listing courtesy of Galiano Realty Group · 786-367-7112 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $495,000 · $416/sqft
- Property taxes
- $7,336/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,111/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Elevator, Hot Water, Reserve Funds, Recreation Facility
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 27, 2026
- Monthly payment (estimate)
- $4,827/mo: $2,699 loan + $784 tax + $233 insurance + $1,111 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1975 · 25 stories
- Days on market
- About 252 days
- Price history (this listing)
- Originally listed at $500,000; last price change Jul 23, 2026; listed Feb 24, 2026. Down $5,000.
Details
- TypeCondo
- Beds1 bd
- Baths2
- Size1,190 sqft
- Year built1975
- Parking1 garage
- PoolCommunity
- WaterfrontYes: No Fixed Bridge, Ocean Front
- ViewPool, Bay, Intracoastal, Ocean
- FurnishedUnfurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodMIRASOL OCEAN TOWERS COND
- ZIP33140
- MLS #A11972908
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
* * * Miami Beach lifestyle at the oceanfront Mirasol Ocean Towers! This spacious 1 bed, plus den (possible second bed or office/studio) - with 2 baths unit offer 1,190 sq. ft. / Model B - facing South with nice Ocean and Bayview from this high floor. Lot's light-filled interiors, lot's closet space, impact windows floor to ceiling, and sweeping ocean, bay, and pool views. Enjoy resort-style amenities including a heated pool/spacious deck, beach chairs/umbrellas service, fitness center with several new machines!, sauna, bicycle storage, library/business center room and 24-hour front desk asst's. — all steps from the sand and minutes to South Beach, Ocean Drive, Lincoln Road and rejuvenate North Beach! Right behind the new Pedestrian walk-way from South to North Beach! - sporting recently upgraded gym with Peloton and Life Fitness equipment. The neighbors within walking distance are the top Hotels/Venue of the Edition, The One, The W, Faena and the Faena Cultural District. - Public transportation and the free Miami Beach Trolley - Several Restaurants, Cafes and Supermarket downstairs next to the building, including the new MOTEK restaurant! - Operating budget with reserve funding. Maintenance including Basic Cable TV, WIFI and pest control - Per association, dogs allowed if emotional or service dog documents. Building offering beach service lounge chairs and umbrellas. - One assigned parking space, visitors parking street/parking lot right across Collins Ave.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1975, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1975 (51 years old)
- Stories
- 25
- HOA / condo fee
- $1,111/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Elevator, Hot Water, Reserve Funds, Recreation Facility
- Pets
- Yes, Size Limit
- Milestone inspection
- This building is 51 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 4:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.