3D tour
$1,399,000
1181 SW Walnut Terrace, Boca Raton 33486
Est. $10,424/mo with 20% down incl. HOA
Listing courtesy of One Sotheby's International Realty · BeachesMLS
$1,349,0002700 NE 4TH Way, Boca Raton, FL 33431
Listing courtesy of Mollica & Company Real Estate · 561-367-6004 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $1,349,000 · $485/sqft
- Property taxes
- $11,718/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “Offering 2,781 Living sq/ft on over a 1/4 acre lot with no HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $10,002/mo: $7,355 loan + $2,136 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1965 · 1 story
- Days on market
- About 12 days
- Price history
- Not listed - ask Zach
Details
- TypeHouse
- Beds4 bd
- Baths4
- Size2,781 sqft
- Year built1965
- Parking2 garage, 5 spaces
- PoolPrivate
- ViewOther, Pool
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodBOCA WOODS
- ZIP33431
- MLS #B26094911
- To the beachAbout 0.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Lowest-priced 4-bed, 4-full bath home on an oversized lot in East Boca! Offering 2,781 Living sq/ft on over a 1/4 acre lot with no HOA. Open split-bedroom floor plan with hardwood flooring throughout. Kitchen offers granite countertops, a center island, and stainless steel appliances, flowing into the living and dining areas. The spacious primary suite includes a walk-in closet and direct access to the backyard. Bedroom 4 can serve as a mother-in-law suite, and two additional bedrooms have en-suite baths. Enjoy outdoor living in the screened-in backyard featuring a pool, spa, and covered patio with travertine pavers, plus additional storage along the side yard. Conveniently located near shopping, dining, the beach, and everything Boca Raton has to offer. Don't miss this opportunity!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1965, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Boca Raton
Text Zach
Price cut $100K3D tour
$1,395,000
20952 Delagado Terrace, Boca Raton 33433
Est. $10,674/mo with 20% down incl. HOA
Listing courtesy of Blue Lighthouse Realty, INC · BeachesMLS
3D tour
$1,275,000
838 W Palmetto Park Road, Boca Raton 33486
Est. $9,481/mo with 20% down
Listing courtesy of Compass Florida LLC · BeachesMLS
Price cut $50K3D tour
$1,350,000
11330 Timberlodge Terrace, Boca Raton 33428
Est. $10,141/mo with 20% down incl. HOA
Listing courtesy of United Realty Group, Inc · BeachesMLS
Listing courtesy of Mollica & Company Real Estate · 561-367-6004 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.