Price cut $100K3D tour
$2,750,000
1400 S Ocean Boulevard #1004, Boca Raton 33432
Est. $23,341/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker · BeachesMLS
$2,795,0002800 S Ocean Boulevard #6-A, Boca Raton, FL 33432
Listing courtesy of Florida Beach Realty · 561-391-9196 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 5, 2026, unless a row says otherwise.
- Price
- $2,795,000 · $1,286/sqft
- Property taxes
- $30,275/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $2,254/mo (listed as $6,761 quarterly)From the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Common Areas, Common Real Estate Tax, Elevator, Legal/Accounting, Reserve Funds, Roof Repairs, Recreation Facility, Pool
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone VE: high-risk coastal flood area, base flood elevation 12 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $22,068/mo: $15,238 loan + $4,425 tax + $151 insurance + $2,254 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1976 · 23 stories
- Days on market
- About 28 days
- Price history (this listing)
- Listed Oct 5, 2026.
Details
- TypeCondo
- Beds3 bd
- Baths2.5
- Size2,173 sqft
- Year built1976
- Parking1 spaces
- PoolCommunity
- WaterfrontYes: Directly on Sand, Ocean Front
- ViewWater, Ocean
- Laundryin-unit
- FurnishedFurnished
- BuildingOcean Towers Condominium, Inc.
- NeighborhoodOcean Towers Condominium, Inc.
- ZIP33432
- MLS #B26084460
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Experience OCEANFRONT living at its finest in this luxurious Ocean Towers Condominium in Boca Raton. This elegant three-bedroom, two-and-a-half-bath residence offers 2,173 square feet under air and 2,600 total square feet of refined coastal living. Step into a spacious, light-filled home with DIRECT, unobstructed OCEAN views from every main room—just steps from the sand. Enjoy under-building parking, full-time doorman service, two sparkling oceanfront pools, and a dedicated beach attendant ready to set up your chairs and umbrellas. Located in one of Boca Raton's most prestigious buildings, this rare offering combines comfort, security, and seaside elegance—perfect for those who demand nothing less than the BEST DIRECT, DIRECT OCEANFRONT living. ADDENDUM: OCEAN TOWERS FEATURES: * 2026 - New Roofs on BOTH Towers * 2023-2024 - Concrete Restoration, NEW GLASS Railing Installation, Building Painting, Garage Level and Seawall Repairs, NEW ADA Compliant Restrooms * 2022 - Parking Deck Expansion Joint Replacement * 2019 - 2021 - Elevator Replacement Project * 2018 - Renovations of both Swimming Pools and Marble Flooring Installed on Lobby Level of both Towers * 2016 - Remodel of (Party Rooms) North and South Lounges * 2015 - Building Waterproofing, Stucco, Concrete and Painting Project Completed * 2014 - NEW 1,000 Sq. Ft. OCEANFRONT, World Class Health Club facility completed * Large Missile IMPACT, Hurricane Rated Windows and Sliding Glass Doors through-out the entire building * Under-building Assigned Parking GARAGE * Two (2) Year-Around HEATED Pools * Two (2) Social Rooms with complete Kitchens * Semi-private Elevator Lobby's * Huge Sand BEACH * Doorman and Garage SECURITY on Duty 24/7 * Internet and Cable Television, Pest Control, Beach Attendants, Package Delivery and FULL TIME Building and Office Managers ALL included in Maintenance * Plus, MUCH, MUCH MORE!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone VE: high-risk coastal flood area. High-risk area with wave action (a FEMA Special Flood Hazard Area). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1976, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Ocean Towers Condominium, Inc.
- Year built
- 1976 (50 years old)
- Stories
- 23
- HOA / condo fee
- $2,254/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Common Areas, Common Real Estate Tax, Elevator, Legal/Accounting, Reserve Funds, Roof Repairs, Recreation Facility, Pool
- Pets
- No
- Milestone inspection
- This building is 50 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.