3D tour
$3,000,000
4245 Braganza Avenue, Miami 33133
Est. $21,604/mo with 20% down
Listing courtesy of Fortune International Realty · BeachesMLS
$2,475,0002860 SW 22nd Avenue, Miami, FL 33133
Listing courtesy of London Foster Realty · 305-514-0100 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $2,475,000 · $1,045/sqft
- Property taxes
- $8,912/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $17,911/mo: $13,494 loan + $3,919 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1990 · 1 story
- Days on market
- About 14 days
- Price history (this listing)
- Listed Oct 19, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths2.5
- Size2,369 sqft
- Year built1990
- Parking2 garage
- PoolPrivate
- ViewPool
- NeighborhoodRHODES AMD NEW BISC
- ZIP33133
- MLS #A12098013
- To the beachAbout 5.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Opportunity in North Coconut Grove! Beautifully maintained pool home, concrete block construction built in 1990 and lovingly cared for by one family. Located well outside the flood zone, yet just steps from Biscayne Bay and Kennedy Park. Completely walled for exceptional privacy, the property is perfect for pets, children, and entertaining. A rare find in the Grove, the home also features a two-car garage. The spacious, light-filled floor plan offers generous living, dining, and family room areas enhanced by soaring vaulted ceilings, creating an open and inviting atmosphere. Located within the highly sought-after Coconut Grove Elementary School district, this home also offers exceptional convenience—just 1.2 miles from CocoWalk’s shops and restaurants and only 0.8 miles to Metrorail, The Underline, and Grove Central, with easy access to Downtown Miami, Brickell, Coral Gables, and beyond. Enjoy the best of Grove living with beautiful parks, waterfront recreation, dining, shopping, and transit all within easy reach in one of Miami’s most desirable neighborhoods. Just 20 minutes from Miami International Airport and less than 5 miles from the world-class beaches of Key Biscayne. Three photos are virtually staged. 4 point inspection available and in the attachments here.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1990, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.