3D tour
$4,194,500
2578 NW 63rd Lane, Boca Raton 33496
Est. $31,145/mo with 20% down incl. HOA
Listing courtesy of Blueshore Realty, LLC · BeachesMLS
$4,550,000290 NW 6th Street, Boca Raton, FL 33432
Listing courtesy of Coldwell Banker Realty · 561-278-0300 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 2, 2026, unless a row says otherwise.
- Price
- $4,550,000 · $1,148/sqft
- Property taxes
- $23,737/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “No HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $32,522/mo: $24,807 loan + $7,204 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1995 · 2 stories
- Days on market
- About 139 days
- Price history (this listing)
- Originally listed at $4,800,000; last price change Oct 28, 2026. Down $250,000.
Details
- TypeHouse
- Beds4 bd
- Baths3.5
- Size3,965 sqft
- Year built1995
- Parking4 garage, 14 spaces
- PoolPrivate
- ViewGarden, Pool
- Laundryin-unit
- FurnishedFurnished
- NeighborhoodSPANISH VILLAGE
- ZIP33432
- MLS #B26043971
- To the beachAbout 1.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
PRICE IMPROVEMENT!! A car lover's dream home! Magnificent luxury just moments from Mizner Park. Pull into the circular driveway, with parking for up to seven cars, and step inside to discover modern elegance in every thoughtfully updated detail. Meticulously landscaped with a custom aluminum portico, matching coded entry gates and wrap-around details. Inside find Ton-sur-ton wall tiles, custom stucco, and Wood Tile Flooring. Custom closets & solid wood doors throughout. The open kitchen stuns with a large Brazilian Granite island flanked with a Claro Walnut Slab for entertaining, Turkish Stone Pendants, Bosch appliances, Smart home, a comprehensive security system and Sonos sound. Offered furnished with superb BAER and Arhaus Furnishings, stately antique vases from Malta, custom aluminum outdoor furnishings and too many more upgrades to list! The ultimate must see! No HOA. Enter to a custom-built closet for coats, hats, and keys. To the left, the office impresses with a glass swing door, vaulted LED-lit ceiling, and a built-in cooler with Brazilian granite. The open kitchen is a perfect for gathering around the large Granite island extended by a Claro Walnut 150 y/o polished slab to seat 8-10 people. Bosch appliances and Frigidaire double-door Refrigerator/Freezer, Charging ports and aluminum accents complete the space. The living area, furnished with Bear and Arhaus selections, includes a volcanic rock feature wall behind an 85" TV. Soaring 23-foot ceilings and wood tile floors enhance the room's open and airy feel. The entire home benefits from a smart 500-gallon water filtration system, keeping all water including that from the Smart Kohler toilet pure and clean. Reverse osmosis in the kitchen adds an extra layer of water purification. The main floor primary suite offers temperate comfort for bare feet on the 48x48 polished concrete tiles. The bedroom is centered around a king-sized bed on a natural sheepskin rug, with another 85" TV on the wall. The ensuite bath features a smart toilet, a separate polished concrete tub, and a matching sink on a Brazilian granite slab. The walk-in dressing room includes a washer/dryer, hand-wash sink, and glass door closets with interior lighting to keep your wardrobe and shoes fresh, dust free and easy to find. Take the polished concrete stairs with linear lighting to the second floor and find three additional bedrooms, two of which are en-suite, all equipped with Hunter Douglas window treatments. A second laundr
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1995, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.