Price cut $15K3D tour
$420,000
1 Harbour Way #108, Bal Harbour 33154
Est. $3,913/mo with 20% down incl. HOA
Listing courtesy of Compass Florida, LLC · BeachesMLS
$392,90030 Park Drive #12-B, Bal Harbour, FL 33154
Listing courtesy of One Sotheby's International Realty · 954-522-2831 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $392,900 · $462/sqft
- Property taxes
- $7,508/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $906/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $3,907/mo: $2,142 loan + $626 tax + $233 insurance + $906 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1949 · 2 stories
- Days on market
- About 22 days
- Price history (this listing)
- Listed Oct 9, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths1
- Size850 sqft
- Year built1949
- ViewGarden
- NeighborhoodWHITEHALL AT BAL HARBOUR
- ZIP33154
- MLS #A12103901
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Spacious and bright 2 bed, 1 bath unit in the special private and secured guard gated neighborhood of Bal Harbour Estates. this unit is 849 sq ft interior plus private 195 sq ft balcony. Large kitchen, large living area, updated bathroom, all wall mounted air conditioners have been replaced with newer split system units. Enjoy the tranquility of a quiet residential building with on site laundry and assigned parking for 1 car. This unit was originally a 1 bedroom and the Dining room has been enclosed to make a 2nd bedroom or office/den. *Association only allows 2 occupants per condo documents*. This property offers the rare combination of location, size, and value, all just steps from the sand. Living in Bal Harbour village is an exclusive coastal community known for its safety, beauty, and world class amenities. The jetty, beach, walking paths, World famous Bal Harbour Shops,Fine dining, cafés, and waterfront restaurants within walking distance
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1949, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 30
- Year built
- 1949 (77 years old)
- Stories
- 2
- HOA / condo fee
- $906/mo (from the listing, unconfirmed)
- Fee covers
- Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
- Pets
- Yes
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Bal Harbour
Text Zach
Price cut $54K3D tour
$475,000
10275 Collins Avenue #PH 1505, Bal Harbour 33154
Est. $4,417/mo with 20% down incl. HOA
Listing courtesy of Basel Boutique Real Estate · BeachesMLS
Price cut $75K3D tour
$425,000
10178 Collins Avenue #208, Bal Harbour 33154
Est. $3,681/mo with 20% down incl. HOA
Listing courtesy of Compass Florida, LLC · BeachesMLS
Price cut $20K3D tour
$430,000
10210 Collins Avenue #303, Bal Harbour 33154
Est. $3,858/mo with 20% down incl. HOA
Listing courtesy of EXP Realty LLC · BeachesMLS
Listing courtesy of One Sotheby's International Realty · 954-522-2831 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.