3D tour
$610,000
11472 SW 4th Street, Sweetwater 33174
Est. $4,803/mo with 20% down
Listing courtesy of Equitable Company Realtors · BeachesMLS
$724,90030 SW 116th Avenue, Sweetwater, FL 33174
Open house: Nov 8, 2026, 5:00 PM to 9:00 PM
Listing courtesy of Aldecoa Realty, LLC · 305-281-6119 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $724,900 · $482/sqft
- Property taxes
- $1,500/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “NO HOA and ideally located near FIU, shopping, dining, and major expressways.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $5,611/mo: $3,952 loan + $1,148 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1984 · 1 story
- Days on market
- About 2 days
- Price history (this listing)
- Listed Oct 31, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,505 sqft
- Year built1984
- ViewGarden
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodSWEETWATER PARK
- ZIP33174
- MLS #A12108448
- To the beachAbout 15 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Some homes are renovated. Others are completely reimagined. This is the latter. A remarkable transformation where organic-modern design, thoughtful craftsmanship, and a fully permitted 2026 renovation come together to create something truly special. Offering 3 bedrooms, 2 bathrooms, and 1,505 SF of refined living space, this residence showcases expansive 24x48 porcelain flooring, elegant oversized trim, designer lighting, and a stunning kitchen featuring white oak cabinetry, quartz surfaces, wood slat accents, and premium Samsung smart appliances. Both bathrooms have been beautifully redesigned with sophisticated finishes. The beauty runs deeper, with a new roof, impact windows and doors, HVAC, electrical panel, water heater, interior doors, and washer/dryer. Outside, all-new landscaping, a designer driveway, modern privacy fencing, and beautifully refreshed outdoor spaces complete the transformation. Every detail, from the major systems to the finishing touches, have been thoughtfully addressed. NO HOA and ideally located near FIU, shopping, dining, and major expressways. The result is the rare opportunity to enjoy the style, finish, and peace of mind of a newly completed home in an established neighborhood. Nothing left to imagine. Just move in and enjoy.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1984, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.