Price cut $750K3D tour
$4,200,000
2221 Fisher Island Drive #3201, Miami Beach 33109
Est. $34,229/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$3,500,000300 S Pointe Drive #3604, Miami Beach, FL 33139
Listing courtesy of AMS Oceanfront Realty LLC · 703-585-1621 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $3,500,000 · $1,786/sqft
- Property taxes
- $44,616/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $3,772/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Maintenance Structure, Security, Water, Common Areas, Elevator, Hot Water
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $28,629/mo: $19,082 loan + $5,542 tax + $233 insurance + $3,772 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1996 · 44 stories
- Days on market
- About 129 days
- Price history (this listing)
- Listed Jun 27, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths2.5
- Size1,960 sqft
- Year built1996
- Parking1 garage
- PoolCommunity
- WaterfrontYes
- ViewSkyline, Bay, Ocean
- FurnishedFurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodPORTOFINO TOWER CONDO
- ZIP33139
- MLS #A12044469
- To the beachAbout 0.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Sky Residence with Panoramic Ocean, Fisher Island & Skyline Views — Portofino Tower #3604Perched on the 36th floor, this fully renovated 2-bedroom, 2.5-bath residence offers 1,960 SF of extra-spacious living with breathtaking, panoramic views of the Atlantic Ocean, Fisher Island, the Intracoastal, and the Miami skyline — sunrise to sunset, every day.Renovated and rebuilt to the highest standard, the home features tile floors throughout, soffit lighting, and electronic Somfy blinds. Floor-to-ceiling windows fill every room with natural light and open onto two oversized private balconies.The master suite is a true retreat, with a free-standing soaking tub, rain shower, Duravit and Toto fixtures throughout, custom closet cabinetry, and an expansive walk-in closet. The residence is fully furnished, move-in ready, and includes one assigned parking space on P2, complimentary additional valet parking, and a dedicated storage unit. Newly Reimagined Five-Star AmenitiesPortofino Tower has just completed a comprehensive modernization of its amenities, including a grand porte-cochère arrival experience with private covered valet rotunda; two brand-new resort pool decks with hot tubs and cabanas; an outdoor BBQ area; a dramatic new lobby with 40-foot ceilings and modern elevator cabs; tennis, pickleball, and basketball courts; a great lawn, dog park, and kids' playground; a serenity garden with putting greens and fire pits; and a five-star, 29th-floor fitness center with spa treatment rooms and panoramic Miami Beach views.Security: Electronic key card entry, manned gate, attended lobby, and roving security patrol.Located in the heart of South of Fifth, moments from world-class dining, nightlife, and the pristine sands of South Pointe Park — this is Miami luxury living at its finest.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1996, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1996 (30 years old)
- Stories
- 44
- HOA / condo fee
- $3,772/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Maintenance Structure, Security, Water, Common Areas, Elevator, Hot Water
- Pets
- Yes
- Milestone inspection
- This building is 30 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 3:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.