Price cut $145K3D tour
$745,000
4040 Galt Ocean Drive #805, Fort Lauderdale 33308
Est. $6,468/mo with 20% down incl. HOA
Listing courtesy of Prestige Waterfront Realty · BeachesMLS
$719,0003020 NE 32nd Avenue #Ph1, Fort Lauderdale, FL 33308
Listing courtesy of EXP Realty LLC · 888-883-8509 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 2, 2026, unless a row says otherwise.
- Price
- $719,000 · $476/sqft
- Property taxes
- $8,948/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,943/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Security, Sewer, Trash, Water, Common Areas, Elevator, Hot Water, Legal/Accounting, Reserve Funds, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $7,152/mo: $3,920 loan + $1,138 tax + $151 insurance + $1,943 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2002 · 16 stories
- Days on market
- About 195 days
- Price history (this listing)
- Originally listed at $749,000; last price change Aug 24, 2026; listed Apr 23, 2026. Down $30,000.
Details
- TypeCondo
- Beds3 bd
- Baths2
- Size1,510 sqft
- Year built2002
- Parking2 garage, 2 spaces
- PoolCommunity
- ViewCity, Water, Intracoastal, Ocean
- Laundryin-unit
- FurnishedUnfurnished
- BuildingTides at Bridgeside Square
- NeighborhoodTIDES AT BRIDGESIDE SQUARE
- ZIP33308
- MLS #B26019251
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Seller is determined to make this the best value three bedroom near Fort Lauderdale Beach and make it the next sale at the Tides. It's all about the views—and PH1 delivers them in a way that instantly captures your attention. This beautifully updated 3-bedroom, 2-bath residence features soaring 11-foot ceilings and an open, light-filled layout that perfectly frames sweeping intracoastal and ocean views from multiple vantage points. Two private balconies, you'll enjoy sunrise coffee and evening sunsets. The kitchen is designed for function and style, with granite countertops, stainless steel appliances, and a seamless flow into the living and dining areas. The entire residence has been thoughtfully updated. Two garage parking spots included. Building is about to go through a renovation. Priced at $749,000, this opportunity stands out—not just for the condition and layout, but for the timing. It is well known that The Tides is preparing to begin a major restoration project, and this home is priced accordingly, creating a compelling entry point into one of Fort Lauderdale Beach's most desirable buildings. Location remains one of the Tides' strongest assets. With the newly opened Publix just behind the building, and a collection of popular waterfront dining options just steps away in front, the lifestyle here is hard to match. Add the ability to be close to everything Fort Lauderdale offers, water taxi access, and vibrant beach energy, and you have a property that checks every box. As improvements move forward, today's pricing may soon be viewed as an opportunity of the past. PH1 is not just a home—it's a chance to secure incredible views, space, and location at a moment where value and future potential align.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2002, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Tides at Bridgeside Square
- Year built
- 2002 (24 years old)
- Stories
- 16
- HOA / condo fee
- $1,943/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Security, Sewer, Trash, Water, Common Areas, Elevator, Hot Water, Legal/Accounting, Reserve Funds, Recreation Facility, Pool Service
- Pets
- Yes, Breed Restrictions, Dogs OK, Number Limit
- Milestone inspection
- Due by Dec 31, 2032 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 3:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.