Price cut $150K3D tour
$1,599,000
20940 NE 31st Place, Aventura 33180
Est. $12,703/mo with 20% down incl. HOA
Listing courtesy of Compass Florida, LLC · BeachesMLS
$1,495,0003065 NE 208th Terrace, Aventura, FL 33180
Listing courtesy of The Canero Group · 305-444-5004 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,495,000 · $589/sqft
- Property taxes
- $15,103/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $958/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Security, Trash, Recreation Facility
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 27, 2026
- Monthly payment (estimate)
- $11,974/mo: $8,151 loan + $2,367 tax + $498 insurance + $958 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1998 · 2 stories
- Days on market
- About 10 days
- Price history (this listing)
- Listed Oct 23, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths3.5
- Size2,540 sqft
- Year built1998
- Parking4 garage
- PoolCommunity
- WaterfrontYes: Lake Front
- ViewLake
- FurnishedFurnished
- NeighborhoodAVENTURA LAKES PHASE 1
- ZIP33180
- MLS #A12111994
- To the beachAbout 1.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Elegant, Fully Furnished Residence in Aventura Lakes with Exclusive Boat Slip Opportunity. An exceptional opportunity to purchase a beautifully remodeled luxury residence in Aventura Lakes, along with an available 50+ foot boat slip located at 3575 Mystic Pointe Drive, just a 5-minute drive away. Perfect for boating enthusiasts seeking the ultimate South Florida lifestyle, this unique offering combines elegant residential living with convenient access to the water. Discover timeless elegance in this beautifully remodeled 3-bedroom, 3.5-bathroom residence located in the highly desirable Aventura Lakes community. Offering approximately 2,540 square feet of living space, this exceptional home features sophisticated Renaissance-inspired furnishings, ornate fixtures, and refined architectural details that create a distinctive atmosphere of classic luxury. The beautifully appointed bathrooms showcase genuine marble finishes, while the primary suite features an exquisitely remodeled walk-in closet with premium custom finishes. Thoughtfully designed interiors combine traditional European elegance with modern comfort. Offered fully furnished, including its carefully selected Renaissance-inspired furniture and decorative elements, this residence presents a rare opportunity to enjoy a sophisticated, move-in-ready home in one of Aventura's most desirable residential communities.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1998, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.