3D tour
$4,194,500
2578 NW 63rd Lane, Boca Raton 33496
Est. $31,145/mo with 20% down incl. HOA
Listing courtesy of Blueshore Realty, LLC · BeachesMLS
$4,995,0003093 Banyan Road, Boca Raton, FL 33432
Listing courtesy of Tangent Realty Corp · 561-955-0025 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 28, 2026, unless a row says otherwise.
- Price
- $4,995,000 · $1,062/sqft
- Property taxes
- $23,365/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $35,653/mo: $27,233 loan + $7,909 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 2 stories
- Days on market
- About 66 days
- Price history (this listing)
- Listed Aug 27, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths6
- Size4,704 sqft
- Year built2026
- Parking3 garage, 8 spaces
- PoolPrivate
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodSpanish River Land
- ZIP33432
- MLS #B26069332
- To the beachAbout 0.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Mizner Development is proud to introduce an extraordinary five-bedroom modern beach house in one of Boca's most coveted coastal neighborhoods—just two blocks from the sand and within easy walking distance of the iconic Deerfield Beach Pier! The East Boca lifestyle, plus vibrant beachside dining, boardwalkand everything this exceptional community has to offer. Designed for sophisticated coastal living, this remarkable residence combines striking modern architecture with expansive indoor-outdoor spaces and an effortless sense of luxury. The first floor showcases an expansive open-concept living area with a soaring ceilings foyer and floor-to-ceiling windows that fill the home with natural light. At its center, the gourmet kitchen is a chef's dream, featuring top-of-the-line Wolf and Sub-Zero appliances, an oversized waterfall-edge island, sleek custom cabinetry, and a charming dining area. Don't miss the hidden butler's pantry with second refrigerator and dishwasher! A spacious en-suite bedroom and private office provide exceptional flexibility, while a large walk-in pantry, well-appointed mudroom. Optional elevator adds even more convenience and functionality. Upstairs, an inviting media loft creates an additional space for relaxing or entertaining, while four generously proportioned en-suite bedrooms provide privacy and comfort for guests. The expansive primary suite occupies its own private wing and serves as a true retreat, featuring an oversized bedroom with sitting area, expansive custom walk-in closets, and a spa-inspired bathroom with a freestanding soaking tub, dual shower, and two private water closets. Outside, the resort-style backyard is designed for quintessential South Florida living. Lush landscaping surrounds a custom saltwater pool and spa, and generous outdoor living spaces, complemented by a fully equipped summer kitchen—creating the perfect setting for poolside entertaining, casual gatherings, or quiet evenings under the stars...all just steps from the sea!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.