Price cut $10K3D tour
$165,000
3405 NW 44th Street #104, Oakland Park 33309
Est. $1,741/mo with 20% down incl. HOA
Listing courtesy of Direct Real Estate · BeachesMLS
$199,0003105 Oakland Shores Drive #J110, Oakland Park, FL 33309
Listing courtesy of Beycome of Florida LLC · 804-656-5007 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $199,000 · $190/sqft
- Property taxes
- $4,268/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $562/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Roof Repairs
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $2,154/mo: $1,085 loan + $356 tax + $151 insurance + $562 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1974 · 2 stories
- Days on market
- About 18 days
- Price history (this listing)
- Listed Oct 15, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,050 sqft
- Year built1974
- PoolCommunity
- ViewGarden
- NeighborhoodOAKLAND SHORES
- ZIP33309
- MLS #A12107087
- To the beachAbout 5.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
FULLY REMODELED 2 BED 2 BATH Condo in the beautiful and green community of Oakland Shores. This turn-key apartment has brand new modern kitchen cabinets and high-tech SAMSUNG appliances. New luxury vinyl floors and freshly painted walls all throughout. Comfortable living spaces and spacious bedrooms with plenty of storage room. Master bedroom has an expansive walk in closet. Screened patio with view to the community greenery. NEW tankless water heater(2025) and BRAND NEW HVAC unit(2025). If you are looking to upgrade to a luxury lifestyle or to rent out right away, no rental or age restriction. Roof has been changed end of 2024. Amenities: club house, pool, sauna, barbecue, gym. Rented for $2,200/month until 06/01/2027. Some photos have been virtually rendered.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1974, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1974 (52 years old)
- Stories
- 2
- HOA / condo fee
- $562/mo (from the listing, unconfirmed)
- Fee covers
- Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Roof Repairs
- Pets
- No
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Oakland Park
Text Zach
Price cut $51K3D tour
$198,000
103 Royal Park Drive #3b, Oakland Park 33309
Est. $2,275/mo with 20% down incl. HOA
Listing courtesy of Global Luxury Realty LLC · BeachesMLS
Price cut $5K3D tour
$199,900
Address not published, Oakland Park 33309
Est. $1,946/mo with 20% down incl. HOA
Listing courtesy of NBG REALTY LLC · BeachesMLS
Price cut $10K3D tour
$189,900
3437 NW 44th Street #208, Oakland Park 33309
Est. $2,182/mo with 20% down incl. HOA
Listing courtesy of Avanti Way Realty LLC · BeachesMLS
Listing courtesy of Beycome of Florida LLC · 804-656-5007 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.