zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$889,000312 SW 12th Avenue, Fort Lauderdale, FL 33312

5 bd · 3 ba · 1,611 sqft · Price cut $60,000 · On the market about 160 days · Active

Listing courtesy of Coldwell Banker Realty · 954-527-5900 · BeachesMLS

Full disclosure: what this home really costs

10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.

Price
$889,000 · $552/sqft
Property taxes
$12,997/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
Monthly payment (estimate)
$6,766/mo: $4,847 loan + $1,408 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1949 · 1 story
Days on market
About 160 days
Price history (this listing)
Originally listed at $949,000; last price change Oct 10, 2026; listed May 29, 2026. Down $60,000.
312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 1 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 2 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 3 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 4 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 5 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 6 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 7 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 8 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 9 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 10 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 11 of 12312 SW 12th Avenue, Fort Lauderdale, FL 33312, photo 12 of 12

Details

  • TypeHouse
  • Beds5 bd
  • Baths3
  • Size1,611 sqft
  • Year built1949
  • Parking5 spaces
  • ViewGarden
  • LaundryMultiple Locations
  • FurnishedFurnished
  • NeighborhoodSailboat Bend
  • ZIP33312
  • MLS #B26033055
  • To the beachAbout 3.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Exceptional Sailboat Bend house & cottage offering the privacy and feel of two fully separate homes near Las Olas, Downtown, Riverwalk and Brightline. The front residence features 3 bedrooms, 2 bathrooms, an inviting layout and a spacious fenced patio designed for entertaining and relaxed South Florida living. Privately positioned in the rear, the fully renovated 2-bedroom, 1-bath cottage includes its own private entrance, dedicated laundry room, expansive fenced yard and a true standalone-home experience rarely found in traditional house-and-cottage properties. With private parking and distinct outdoor spaces for each residence, the property offers remarkable flexibility for guests, extended living arrangements, owner occupancy or income-producing use. This configuration creates possibilities far beyond a conventional duplex. An owner can occupy one residence while using the other for visitors, extended living arrangements, a private workspace, seasonal accommodations or potential rental income, subject to regulations and approvals. Investors gain two distinct living environments without sacrificing the privacy that often disappears in traditional multifamily layouts. Because access, parking and outdoor areas are independently arranged, daily life in either residence can feel separate. The property's outdoor spaces further distinguish the experience. The front patio creates a welcoming setting for morning coffee, open-air dining and gatherings, while the large rear yard provides room to relax, garden, play or enjoy time with pets. Fencing around both areas adds definition and allows each household to use its exterior space independently. This combination of private interiors and dedicated outdoor areas gives the property the character of a residential compound rather than a standard two-unit arrangement. The location adds another layer of convenience. Historic Sailboat Bend is known for its tree-lined streets, eclectic architecture and established neighborhood atmosphere, all remarkably close to Fort Lauderdale's urban core. The Broward Center for the Performing Arts, restaurants, coffee shops, nightlife and everyday conveniences are nearby, with major roadways and Fort Lauderdale Beach within easy reach. Whether heading to a show, dining along Las Olas, walking the Riverwalk or catching a Brightline train, residents can enjoy quick access to many of the city's most popular destinations. This is a compelling option for buyers who want a primary home with

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1949, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 312 SW 12th Avenue, Fort Lauderdale, FL 33312

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 9 times left today, soonest 3:00 PM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

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Listing courtesy of Coldwell Banker Realty · 954-527-5900 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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