Price cut $42K3D tour
$345,000
505 N Fort Lauderdale Beach #1809, Fort Lauderdale 33304
Est. $3,247/mo with 20% down incl. HOA
Listing courtesy of Dynasty Realty Group Inc · BeachesMLS
$440,0003121 NE 51st Street #204e, Fort Lauderdale, FL 33308
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 2, 2026, unless a row says otherwise.
- Price
- $440,000 · $338/sqft
- Property taxes
- $7,500/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,150/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water, Common Areas, Elevator, Legal/Accounting, Reserve Funds, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $4,397/mo: $2,399 loan + $697 tax + $151 insurance + $1,150 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1966 · 4 stories
- Days on market
- 1 day
- Price history (this listing)
- Listed Nov 2, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,300 sqft
- Year built1966
- Parking1 spaces
- PoolCommunity
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front, Canal Width 81-120 Feet
- ViewWater, Canal, Intracoastal
- Laundryin-unit
- FurnishedUnfurnished
- BuildingHeritage Landings
- NeighborhoodHERITAGE LANDINGS CONDO
- ZIP33308
- MLS #B26095407
- To the beachAbout 0.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
"Experience the very best of coastal living in desirable Lauderdale by the Sea, perfectly tailored for beach lovers and boating enthusiasts alike. This remodeled, open floor plan concept residence offers approximately 1,300 square feet of light-filled living space, featuring 2 spacious bedrooms and 2 updated bathrooms, all ideally located on the canal with water views just 600 Ft from the Intracoastal. The thoughtfully upgraded kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, and the added convenience of an in-unit washer and dryer. The primary suite enjoys picturesque water views and a generous walk-in, custom closet. Boaters will appreciate the direct ocean access with no fixed bridges, along with available boat slips at an exceptional value. Boat Experience luxury waterfront living in the heart of Fort Lauderdale. This beautifully renovated residence offers stunning wide water views, dockage available up to 50', and direct ocean access with no fixed bridges — a true boater's dream, Pet Friendly community. Property showcases premium finishes, upscale materials, and sophisticated coastal elegance throughout. Enjoy seamless indoor-outdoor living while being just moments from fine dining, shopping, entertainment, and the beach. The unit has been pre-inspected and includes a one-year home warranty for added buyer confidence. Building inspections have been completed, reserves paid and updated, providing peace of mind and exceptional value. Whether you're seeking a primary residence, seasonal retreat, or luxury waterfront investment, this move-in-ready opportunity delivers the ultimate South Florida lifestyle. Reserves have been paid current building reserve is funded. All Certification and SIRS have been completed, with recent community upgrades: New Elevators, Dock, Pool and AC water towers, new roof 2025. New LG Washer Dryer Combo, AC, and Tankless Hot Water Heater. Seller offering a flooring allowance at closing.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1966, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Heritage Landings
- Year built
- 1966 (60 years old)
- Stories
- 4
- HOA / condo fee
- $1,150/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water, Common Areas, Elevator, Legal/Accounting, Reserve Funds, Pool Service
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- This building is 60 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 4:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.