3D tour
$3,900,000
4470 Alton Road, Miami Beach 33140
Est. $27,936/mo with 20% down
Listing courtesy of Cervera Real Estate Inc. · BeachesMLS
$3,950,0003121 Prairie Avenue, Miami Beach, FL 33140
Listing courtesy of Compass Florida, LLC · 305-851-2820 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $3,950,000 · $1,642/sqft
- Property taxes
- $16,562/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $28,287/mo: $21,535 loan + $6,254 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1950 · 1 story
- Days on market
- About 47 days
- Price history (this listing)
- Listed Sep 16, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size2,405 sqft
- Year built1950
- ViewGolf Course, Other
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodORCHARD SUB NO 1
- ZIP33140
- MLS #A12090387
- To the beachAbout 0.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Enjoy the best of Miami Beach in this renovated 4-bedroom, 3-bathroom home with 14,100 sf of land! Recently renovated and thoughtfully designed for comfortable everyday living, the home features a well-laid-out floor plan, an oversized eat-in kosher kitchen, and a large deck overlooking the expansive yard. It's perfect for outdoor dining, entertaining, and enjoying the South Florida lifestyle. Set on a rare 14,100 SF lot measuring 75' x 188', the property offers the opportunity to enjoy the home as it is today while planning for the future. Envision creating a stunning 7,000 SF custom estate, with the potential for rooftop views of the Miami Beach Golf Course and Downtown Miami. For those seeking even more space, the property can be combined with the adjacent lot (MLS# A1207124) to create a truly unique 20,250 SF compound. Ideally situated near multiple houses of worship, the newly developed Bayshore Park, and the Scott Rakow Youth Center, with easy access to the beach, shopping, dining, and recreation. Whether you're looking for a wonderful home to enjoy now or a property with exciting possibilities, this is a spectacular opportunity in one of Miami Beach's most desirable residential neighborhoods. Call the listing agents for more information.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1950, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.