Price cut $81K3D tour
$179,000
3100 N Palm Aire Drive #304, Pompano Beach 33069
Est. $2,015/mo with 20% down incl. HOA
Listing courtesy of Sera Martell Realty Inc · BeachesMLS
$169,9003232 CANAL Drive #20, Pompano Beach, FL 33062
Listing courtesy of Home Sold Realty LLC · 833-700-2782 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 26, 2026, unless a row says otherwise.
- Price
- $169,900 · $283/sqft
- Property taxes
- $3,558/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $450/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Legal/Accounting, Reserve Funds, Roof Repairs
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $1,824/mo: $926 loan + $297 tax + $151 insurance + $450 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1961 · 2 stories
- Days on market
- About 11 days
- Price history (this listing)
- Listed Oct 21, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size600 sqft
- Year built1961
- Parking1 spaces
- PoolCommunity
- WaterfrontYes: Marina in Community, No Fixed Bridge, Ocean Access, Canal Front, Canal Width 81-120 Feet
- ViewPool, Water
- LaundryCommon Area, Laundry Room, Multiple Locations
- FurnishedUnfurnished
- NeighborhoodRIO-MAR APTS CO-OP
- ZIP33062
- MLS #B26091011
- To the beachAbout 0.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Bright , 1/1 cooperative apartment, Currently With IMMEDIATE BOAT SLIP AVAILABLE (30' max. length, 8.5' beam @ $12.50/mo./ft.). Building end unit, with extra windows in bed and dining rooms and central air conditioning (with dual climate controls: Humidity/Temperature). Rio Mar is located less than 5 minute walk to the sandy Pompano North Beach, with the Wahoo Canal in front of building, for a true Florida view...and awaiting your boat. Assigned, off street parking, community pool/BBQ, and a coin community laundry is on the same floor. 35 years remain on existing land lease, with those lease payments included in $450/mo. Shareholder Dues. Unit had been a short term rental, with your rental possibilities beginning immediately upon purchase. Apartment being sold semi-furnished with full bedroom set (two twin beds combined to a king), 2 dressers, lamps, and mounted Roku flat screens in bedroom, as well as the living area. Bedroom has a large, full length split closet, with additional storage above. Furnishings in the living area include a queen-size fold out couch, 2 Ikea chairs, a couple of end tables, corner living area lamp and some wall art, all to remain with unit. Incidental short-term rental items are included: small appliances, mircowave, dishes, towels, bedding, beach chairs, 2 cooperative approved front patio chairs and table, etc. 80 gallon electric water heater, central air (condensor: 2021) and south and west side hurricane shutters--north side picture window is hurricane glass, with walkway overhang and staircase location further protecting front of apartment, while allowing view of pool and boats (Yours?!?) in the canal. No financing--Cash Only. Cooperative requires application/fee and interview prior to share purchase and granting of proprietary lease for Apartment 20.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1961, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1961 (65 years old)
- Stories
- 2
- HOA / condo fee
- $450/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Legal/Accounting, Reserve Funds, Roof Repairs
- Pets
- Yes, Call, Cats OK, Dogs OK, Number Limit, Size Limit
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.