Price cut $6.6M3D tour
$17,900,000
441 N Hibiscus Drive, Miami Beach 33139
Est. $126,431/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$22,500,000327 E Rivo Alto Drive, Miami Beach, FL 33139
Listing courtesy of One Sotheby's International Realty · 305-503-5275 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $22,500,000 · $4,107/sqft
- Property taxes
- $212,568/yr (2024 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 10 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $158,793/mo: $122,670 loan + $35,625 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1939 · 2 stories
- Days on market
- About 333 days
- Price history (this listing)
- Listed Dec 4, 2025.
Details
- TypeHouse
- Beds6 bd
- Baths6.5
- Size5,479 sqft
- Year built1939
- Parking4 garage
- PoolPrivate
- WaterfrontYes: Canal Front
- ViewWater, Canal
- FurnishedUnfurnished
- NeighborhoodRIVO ALTO AMD
- ZIP33139
- MLS #A11924811
- To the beachAbout 1.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This stunning waterfront sanctuary on the prestigious Venetian Islands offers 90 feet of prime bay frontage, seamlessly blending serene privacy with the vibrant energy of Miami Beach. Set on a rare lot-and-a-half, this architectural gem is designed for the discerning art lover and entertainer alike. Inside, soaring ceilings and walls of glass flood the home with natural light, framing sweeping open bay views from nearly every room. The expansive floor plan connects effortlessly to outdoor living areas, where a custom summer kitchen, Brazilian-style BBQ and pizza oven, and sparkling private pool await. Host unforgettable gatherings poolside or unwind under the stars in the elegant lounge areas with gas fire features. A newly designed chef’s kitchen, marble floors, and gallery-style walls enhance the home’s sophisticated yet relaxed ambiance. The property includes 6 bedrooms, 6.5 baths, a custom 4-car garage, and breathtaking view of blue oceans and this wonderful city. A true Miami masterpiece, this is waterfront living elevated. Minutes from Sunset Harbor, the Design District, world-class shopping, dining, and culture. Originally built in 1939, but fully remodeled with permits in 2015. Effective year built per Property Appraiser is 2015.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1939, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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3D tour
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3D tour
$16,900,000
401 E Rivo Alto Drive, Miami Beach 33139
Est. $119,395/mo with 20% down
Listing courtesy of One Sotheby's International Realty · BeachesMLS
Listing courtesy of One Sotheby's International Realty · 305-503-5275 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.