Price cut $175K3D tour
$1,975,000
851 NE 1st Avenue #812, Miami 33132
Est. $15,908/mo with 20% down incl. HOA
Listing courtesy of Douglas Elliman · BeachesMLS
$1,625,0003437 SW 29th Street #3437, Miami, FL 33133
Listing courtesy of One Sotheby's International Realty · 305-666-0562 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,625,000
- Property taxes
- $9,364/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $500/mo (listed as $6,000 annually)From the listing, unconfirmed
- Fee covers
- Insurance
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $12,165/mo: $8,859 loan + $2,573 tax + $233 insurance + $500 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 2 stories
- Days on market
- About 119 days
- Price history (this listing)
- Originally listed at $1,720,000; last price change Oct 14, 2026; listed Jul 7, 2026. Down $95,000.
Details
- TypeCondo
- Beds3 bd
- Baths3.5
- Year built2026
- Parking1 garage
- ViewGarden, Other
- LaundryLaundry Tub
- NeighborhoodOVERBROOK PARK
- ZIP33133
- MLS #A12049907
- To the beachAbout 6.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Brand-New Construction! Welcome to Sara Villas, a boutique collection of contemporary townhomes with timeless design and modern sophistication. This exceptional residence features 3 bedrooms, 3 full bathrooms, and a stylish powder room, featuring refined finishes and exceptional craftsmanship.The light-filled open floor plan showcases high ceilings, premium 8-foot interior doors imported from Europe, large-format porcelain flooring, linear A/C diffusers, and impact-resistant windows and doors, creating a bright, elegant living space. The beautifully appointed kitchen features contemporary custom cabinetry, quartz countertops, premium stainless steel appliances, a waterfall island, and an open layout designed for everyday living and entertaining.The spacious primary suite offers a spa-inspired bathroom and generous closet space. Two additional bedrooms, each with access to a full bathroom, provide comfort and flexibility for family, guests, or a home office.Additional features include a covered one-car garage, private driveway, and a private fenced backyard ideal for outdoor living.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 2026 (new)
- Stories
- 2
- HOA / condo fee
- $500/mo (from the listing, unconfirmed)
- Fee covers
- Insurance
- Pets
- Yes
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 3:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.