Price cut $145K3D tour
$745,000
4040 Galt Ocean Drive #805, Fort Lauderdale 33308
Est. $6,468/mo with 20% down incl. HOA
Listing courtesy of Prestige Waterfront Realty · BeachesMLS
$750,0003500 Galt Ocean Drive #1216, Fort Lauderdale, FL 33308
Listing courtesy of Prestige Waterfront Realty · 954-830-7000 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 28, 2026, unless a row says otherwise.
- Price
- $750,000 · $523/sqft
- Property taxes
- $10,185/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,330/mo (listed as $3,989 quarterly)From the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Common Areas, Common Real Estate Tax, Elevator, Legal/Accounting, Reserve Funds, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $6,758/mo: $4,089 loan + $1,188 tax + $151 insurance + $1,330 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1974 · 29 stories
- Days on market
- About 27 days
- Price history
- Not listed - ask Zach
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,435 sqft
- Year built1974
- Parking1 garage, 2 spaces
- PoolCommunity
- WaterfrontYes: Deeded Beach Access, Ocean Access, Directly on Sand, Ocean Front
- ViewWater, Direct Ocean, Ocean, Beach
- Laundryin-unit
- FurnishedNegotiable
- NeighborhoodPlaya del Sol
- ZIP33308
- MLS #B26085000
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Direct oceanfront living at Playa Del Sol on Fort Lauderdale's world-famous Galt Ocean Mile! Positioned high on the 12th floor, this updated 2-bedroom, 2-bathroom residence offers 1,435 square feet of ocean view living paired with coastal elegance. Step inside to an expansive split-bedroom floor plan flooded with natural light through full-height impact glass doors and windows. The spacious living and dining areas open directly to a private open balcony, capturing ocean breezes and endless views of the Atlantic. The interior features low-maintenance ceramic tile flooring throughout, a functional kitchen equipped with modern appliances, a dedicated in-unit washer and dryer, and a primary suite complete with custom walk-in closet cabinetry. Playa Del Sol provides ultimate peace of mind with a fully passed 50-year building recertification and robust financial reserves. Residents enjoy an array of oceanfront amenities, including a oceanfront heated pool deck located directly on the sand, private beach access, two fitness centers, a renovated clubhouse with billiard and game rooms, 24-hour guard-gated security, EV charging stations, bike storage, and assigned covered garage parking. Located steps from fine dining, shopping, grocery stores, and vibrant nightlife along Galt Ocean Mile, this residence offers the ideal blend of luxury, convenience, and oceanfront serenity.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1974, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1974 (52 years old)
- Stories
- 29
- HOA / condo fee
- $1,330/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Common Areas, Common Real Estate Tax, Elevator, Legal/Accounting, Reserve Funds, Recreation Facility, Pool Service
- Pets
- No
- Milestone inspection
- This building is 52 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.