Price cut $30K3D tour
$360,000
868 Crystal Lake Drive, Deerfield Beach 33064
Est. $3,272/mo with 20% down incl. HOA
Listing courtesy of Ocean Glades Realty Group · BeachesMLS
$414,9003575 Deer Creek Palladian Circle, Deerfield Beach, FL 33442
Listing courtesy of Cozzi Properties · 561-212-4833 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 22, 2026, unless a row says otherwise.
- Price
- $414,900 · $328/sqft
- Property taxes
- $6,674/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $190/mo
The remarks say something different: “$1,000 Capital Contribution to Verona HOA.” The MLS fee field is shown above; ask Zach which is current.From the listing, unconfirmed - Fee covers
- Maintenance Grounds, Common Areas, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 13 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $3,620/mo: $2,262 loan + $657 tax + $511 insurance + $190 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1988 · 1 story
- Days on market
- About 12 days
- Price history (this listing)
- Listed Oct 22, 2026.
Details
- TypeTownhouse
- Beds2 bd
- Baths2
- Size1,264 sqft
- Year built1988
- Parking1 garage, 2 spaces
- PoolCommunity
- ViewGarden
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodLAKES OF DEER CREEK
- ZIP33442
- MLS #B26091024
- To the beachAbout 4.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Beautifully Updated Villa in Desirable Deer Creek! Discover the combination of modern upgrades, comfort, and South Florida living in this nicely updated 2-bed, 2-bath, 1-car garage fee simple villa in Verona. This move-in-ready home features a spacious open floor plan, soaring volume ceilings, stylish modern tile flooring, and a beautifully updated kitchen showcasing white shaker cabinetry, elegant quartz countertops, and stainless steel appliances, updated bathrooms, adding to the home's contemporary appeal. Enjoy your morning coffee or unwind in the evening on your private screened-in patio. Additional highlights; hurricane protection, low HOA fee. Residents of Verona at Deer Creek enjoy access to an oversized community pool and spa. Close to; fishing pier, beaches, shops, and dining. $1,000 Capital Contribution to Verona HOA. HOA is $190 monthly and a yearly HOA to Deer Creek of $125 (once a year).
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1988, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.