zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$540,000359 E 12th Street, Hialeah, FL 33010

2 bd · 1 ba · 1,782 sqft · Price cut $45,000 · On the market about 148 days · Active

Listing courtesy of EXP Realty LLC · 888-883-8509 · BeachesMLS

Full disclosure: what this home really costs

9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$540,000 · $303/sqft
Property taxes
$7,655/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
Monthly payment (estimate)
$4,310/mo: $2,944 loan + $855 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1948 · 1 story
Days on market
About 148 days
Price history (this listing)
Originally listed at $585,000; last price change Oct 12, 2026. Down $45,000.
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Details

  • TypeHouse
  • Beds2 bd
  • Baths1
  • Size1,782 sqft
  • Year built1948
  • LaundryIn Garage
  • NeighborhoodTOWN OF HIALEAH 1 ADDN AM
  • ZIP33010
  • MLS #A12032483
  • To the beachAbout 9.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

ATTENTION INVESTORS! Prime Hialeah opportunity you don't want to miss! This income-producing property sits on a lot zoned for a **duplex**, offering tremendous value-add potential in one of Miami-Dade's most sought-after rental markets. Whether you're looking to build, expand, or hold — this is the deal. Hialeah's strong rental demand ensures consistent cash flow from day one. Conveniently located near major roadways, shopping, dining, and public transportation, making it highly desirable for tenants. **CASH ONLY.** or financing. Bring your best offer and be ready to close. Opportunities like this don't sit on the market. Call today before it's gone! Investment Opportunity – 359 E 12th St, Hialeah, FL 33010This property presents an exceptional investment opportunity in the heart of Hialeah, one of Miami-Dade County's most densely populated and high-demand rental markets. With duplex zoning already in place, this lot offers immediate development potential for investors looking to maximize returns through multi-family income production.Property Highlights:Zoned for duplex — significant value-add and development potentialLocated in Hialeah, one of South Florida's strongest rental demand corridorsCash only transaction — no financing contingencies, clean and straightforward closingIdeal for buy-and-hold investors, developers, or those looking to expand their portfolioLocation Advantages:Hialeah continues to be one of the most resilient real estate markets in Miami-Dade County. The city boasts a robust rental population, strong occupancy rates, and consistent year-over-year appreciation. The property is conveniently situated near major thoroughfares, providing easy access to I-95, the Palmetto Expressway (SR-826), Miami International Airport, and public transportation. Surrounding amenities include retail centers, restaurants, schools, parks, and medical facilities — all key drivers of tenant demand and long-term property value.Development Potential:With duplex zoning, an investor has the opportunity to either renovate the existing structure or explore new construction to maximize the lot's income-producing capacity. Multi-family properties in Hialeah command strong rental rates, and a duplex configuration allows the owner to live in one unit while renting the other, or rent both units for maximum cash flow.Transaction Requirements:This is a CASH ONLY transaction. No financing offers will be considered under any circumstances. All offers must be accompanied by v

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1948, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 359 E 12th Street, Hialeah, FL 33010

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 16 times left today, soonest 11:30 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of EXP Realty LLC · 888-883-8509 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 8:35 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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