3D tour
$4,275,000
504 Malaga Avenue #T8, Coral Gables 33134
Est. $32,267/mo with 20% down incl. HOA
Listing courtesy of One Sotheby's International Realty · BeachesMLS
$3,890,0003600 Ponce De Leon Boulevard #A, Coral Gables, FL 33134
Listing courtesy of Avenew Boutique Corp · 954-899-3222 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $3,890,000 · $1,395/sqft
- Property taxes
- $18,936/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- Fee covers
- Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $27,878/mo: $21,208 loan + $6,159 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2027 · 2 stories
- Days on market
- About 47 days
- Price history (this listing)
- Listed Sep 15, 2026.
Details
- TypeTownhouse
- Beds4 bd
- Baths4.5
- Size2,789 sqft
- Year built2027
- Parking2 garage
- PoolCommunity
- ViewPool
- FurnishedUnfurnished
- NeighborhoodCOCONUT GR SEC 1 C GAB
- ZIP33134
- MLS #A12065104
- To the beachAbout 6.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
A rare opportunity to own ONE or BOTH residences in this exclusive two-home luxury development in the heart of Coral Gables. Offering 3,317 SF under roof and 2,789 SF of living space, this thoughtfully designed two-story residence features a master bedroom and three additional en-suite bedrooms, all with walk-in closets, a powder room, dedicated office space or bar, an open-concept great room, a private upstairs family lounge, and an upstairs laundry room. Buyers have the opportunity to personalize select finishes while the home is under construction.Designed to maximize natural light, the home showcases 10-foot ceilings, impact windows and doors, a custom-made Italian kitchen, Italian cabinetry throughout, premium Sub-Zero & Wolf appliances, custom interior doors, Italian bathroom vanities, and a combination of hardwood and large-format porcelain flooring.Enjoy seamless indoor-outdoor living with a private pool, covered terrace, and outdoor kitchen. Additional highlights include a dedicated elevator shaft for future installation, prewiring for security, audio, and high-speed internet, and a two-car garage prewired for EV charging.Designed by renowned Coral Gables architect Nelson de León and built by ROH Group, this exceptional residence is just minutes from Merrick Park, Miracle Mile, The Plaza Coral Gables, Douglas Park, and the area's premier dining and shopping.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2027, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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Text Zach
3D tour
$4,195,000
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Est. $31,704/mo with 20% down incl. HOA
Listing courtesy of One Sotheby's International Realty · BeachesMLS
3D tour
$4,395,000
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Est. $33,111/mo with 20% down incl. HOA
Listing courtesy of One Sotheby's International Realty · BeachesMLS
3D tour
$3,999,000
504 Malaga Avenue #T6, Coral Gables 33134
Est. $30,325/mo with 20% down incl. HOA
Listing courtesy of One Sotheby's International Realty · BeachesMLS
Listing courtesy of Avenew Boutique Corp · 954-899-3222 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.