Price cut $300K3D tour
$2,199,000
2811 Indian Creek Drive, Miami Beach 33140
Est. $15,969/mo with 20% down
Listing courtesy of Realty Hub · BeachesMLS
$2,690,0003722 Royal Palm Avenue, Miami Beach, FL 33140
Listing courtesy of Blue Shores Real Estate LLC · 786-259-2117 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $2,690,000 · $1,097/sqft
- Property taxes
- $21,351/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “Welcome to 3722 Royal Palm Avenue, a private, gated and elevated Miami Beach retreat offering timeless character, flexible living space and exceptional indoor-outdoor living—with no HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $19,423/mo: $14,666 loan + $4,259 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1940 · 1 story
- Days on market
- About 95 days
- Price history (this listing)
- Originally listed at $2,880,000; last price change Sep 23, 2026. Down $190,000.
Details
- TypeHouse
- Beds3 bd
- Baths3
- Size2,452 sqft
- Year built1940
- PoolPrivate
- ViewGarden
- Laundryin-unit
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodORCHARD SUB 2 & 3
- ZIP33140
- MLS #A12061803
- To the beachAbout 0.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to 3722 Royal Palm Avenue, a private, gated and elevated Miami Beach retreat offering timeless character, flexible living space and exceptional indoor-outdoor living—with no HOA. The home features three bedrooms, each with a walk-in closet and en-suite bath, plus a versatile flex room ideal for a home office, guest space or potential fourth bedroom. An expansive, light-filled Florida room overlooks the backyard and opens directly to the pool. Throughout the home, real wood, marble and travertine flooring add warmth and elegance, complemented by a gas fireplace. The kitchen features stainless-steel appliances and a gas range, while the indoor laundry room provides additional storage and potential space for a fourth bathroom. Recent improvements include new water and sewer lines completed in 2024 and a tankless gas water heater installed in 2025. Outside, the fully fenced property showcases a spectacular 15-by-30-foot Van Kirk pool with integrated spa and gas heater, along with a large covered patio—all completed in 2024. Impact windows and off-street parking add everyday convenience. Ideally located near the beach, schools and houses of worship, this distinctive property offers privacy, comfort and the best of the Miami Beach lifestyle. We are considering leasing for 1 year $11,600/m.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1940, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Miami Beach
Text Zach
Price cut $150K3D tour
$2,250,000
3760 Royal Palm Avenue, Miami Beach 33140
Est. $16,328/mo with 20% down
Listing courtesy of Compass Florida, LLC · BeachesMLS
Price cut $500K3D tour
$3,200,000
1155 S Biscayne Point Road, Miami Beach 33141
Est. $23,011/mo with 20% down
Listing courtesy of Douglas Elliman · BeachesMLS
Price cut $100K3D tour
$3,100,000
5824 Alton Road, Miami Beach 33140
Est. $22,307/mo with 20% down
Listing courtesy of One Sotheby's International Realty · BeachesMLS
Listing courtesy of Blue Shores Real Estate LLC · 786-259-2117 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.