3D tour
$4,000,000
160 NW 27th Street, Miami 33127
Est. $28,639/mo with 20% down
Listing courtesy of Exemplar Realty, LLC · BeachesMLS
$4,695,0003855 Poinciana Avenue, Miami, FL 33133
Listing courtesy of Barnes International Realty, LLC · 305-361-2233 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $4,695,000 · $1,421/sqft
- Property taxes
- $46,904/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $33,529/mo: $25,597 loan + $7,434 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2012 · 2 stories
- Days on market
- About 16 days
- Price history (this listing)
- Listed Oct 17, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths4
- Size3,304 sqft
- Year built2012
- Parking1 garage
- PoolPrivate
- ViewGarden, Pool
- NeighborhoodCOCO GROVE
- ZIP33133
- MLS #A12102358
- To the beachAbout 6.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Discover this ultra-chic, gated contemporary residence in the highly sought-after Coconut Grove area. Offering 3,823 SF, the sophisticated open and split floor plan features 4 bedrooms and 4 bathrooms, including an expansive primary suite with spa-like bath, custom designer closets, and a private balcony.A separate guest house with a versatile additional room provides additional privacy and flexibility—ideal as a 5th bedroom, home office, gym, or guest retreat.Freshly repainted and filled with natural light, the residence features soaring ceilings, striking architecture, and beautifully proportioned living spaces. Designed for both sophisticated entertaining and everyday Miami living, the property offers a spectacular rooftop terrace, an exceptional setting to enjoy sunrise and sunset, entertain over cocktails, or create an inspiring outdoor space for yoga and fitness.The outdoor experience continues with a 40-ft heated saltwater pool and spa. Additional features include a home theater, fireplace, impact windows and doors, High-end appliances, central vacuum, and garage.Ideally located just moments from Coconut Grove’s vibrant Village, boutiques, acclaimed restaurants, marinas, and top-rated public and private schools, with convenient access to MIA, Brickell, and Miami’s beaches.A private contemporary retreat in one of Miami’s most desirable neighborhoods. A private urban retreat designed to embrace the unique Coconut Grove lifestyle.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2012, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.