zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$584,000386 NW 40th Terrace, Deerfield Beach, FL 33442

3 bd · 2 ba · 1,397 sqft · Price cut $15,000 · On the market about 67 days · Active

Listing courtesy of The Rausch Real Estate Top Gun · 561-584-0732 · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 15, 2026, unless a row says otherwise.

Price
$584,000 · $418/sqft
Property taxes
$9,284/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$17/mo (listed as $205 annually)From the listing, unconfirmed
Fee covers
Insurance, Maintenance Grounds, Legal/Accounting
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
Monthly payment (estimate)
$4,637/mo: $3,184 loan + $925 tax + $511 insurance + $17 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1980 · 1 story
Days on market
About 67 days
Price history (this listing)
Originally listed at $599,000; last price change Sep 15, 2026. Down $15,000.
386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 1 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 2 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 3 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 4 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 5 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 6 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 7 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 8 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 9 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 10 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 11 of 12386 NW 40th Terrace, Deerfield Beach, FL 33442, photo 12 of 12

Details

  • TypeHouse
  • Beds3 bd
  • Baths2
  • Size1,397 sqft
  • Year built1980
  • Parking2 garage, 2 spaces
  • Laundryin-unit
  • NeighborhoodVILLAGES OF HILLSBORO SEC 1
  • ZIP33442
  • MLS #B26070646
  • To the beachAbout 5.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Welcome to this extensively renovated 3 bedroom, 2 bathroom single family home in the desirable Villages of Hillsboro Section 1 in Deerfield Beach. Offering approximately 1,397 square feet of living space, this single story residence has been comprehensively updated with an impressive list of brand new features, providing buyers with the opportunity to enjoy the benefits of a virtually rebuilt home. The renovation includes all new drywall, plumbing, electrical breaker panel, water heater, kitchen cabinetry, appliances, hurricane impact windows and doors, and a brand new roof. The home retains its original shell and trusses, along with some existing wiring, while virtually everything else has been thoughtfully renovated or replaced. The property also underwent professional foundation repairs, adding an important level of structural improvement to the home. Inside, the bright and modern interior features an open concept floor plan with light wood look flooring, crisp white walls, recessed lighting, and abundant natural light throughout. The spacious living and dining areas are enhanced by large impact windows and sliding glass doors overlooking the private backyard, creating an inviting space for both everyday living and entertaining. The beautifully renovated kitchen is a standout feature, offering white shaker style cabinetry, white countertops, coordinating backsplash, brand new stainless steel appliances, contemporary fixtures, and a raised breakfast bar peninsula with additional seating. The open design allows the kitchen to flow seamlessly into the dining and living areas. The three bedrooms are bright and comfortable, with windows providing plenty of natural light and convenient closet storage. The updated bathrooms continue the home's modern aesthetic with white vanities, solid surface countertops, black fixtures and hardware, contemporary tile finishes, and stylish details. The primary bathroom features a walk in shower with dark marble look accent tile, glass block window, and rainfall showerhead. Additional improvements include a 2 car garage with a hurricane rated garage door and durable speckled gray epoxy flooring, along with a new water heater and convenient laundry area. The hurricane impact windows and doors provide added protection and peace of mind for South Florida living. Outside, the private fenced backyard offers a concrete patio, open grassy lawn, mature trees, and lush greenery, creating an ideal setting for outdoor entertaining, pe

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1980, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 386 NW 40th Terrace, Deerfield Beach, FL 33442

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 17 times left today, soonest 11:00 AM.

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Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

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From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

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Listing courtesy of The Rausch Real Estate Top Gun · 561-584-0732 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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