Price cut $20K3D tour
$1,180,000
15341 SW 20th Street, Miramar 33027
Est. $9,085/mo with 20% down incl. HOA
Listing courtesy of Miami Capital Realty Group · BeachesMLS
$1,199,9003900 SW 195th Terrace, Miramar, FL 33029
Listing courtesy of Real Broker LLC · 855-450-0442 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 2, 2026, unless a row says otherwise.
- Price
- $1,199,900 · $422/sqft
- Property taxes
- $8,889/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $310/moFrom the listing, unconfirmed
- Fee covers
- Security, Trash, Recreation Facility
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $9,263/mo: $6,542 loan + $1,900 tax + $511 insurance + $310 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2001 · 1 story
- Days on market
- About 7 days
- Price history (this listing)
- Listed Oct 26, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths3
- Size2,844 sqft
- Year built2001
- Parking3 garage
- PoolCommunity
- WaterfrontYes: Lake Front
- ViewLake
- NeighborhoodSUNSET LAKES PLAT TWO
- ZIP33029
- MLS #A12112862
- To the beachAbout 18 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
NEWER 2022 ROOF, FULLY REPIPED & NEW WATER HEATER ! Enjoy breathtaking, mile-wide lake views and a peaceful setting in the sought-after Sunset Lakes community. With preserved natural habitat beyond the backyard, this home offers a tranquil backdrop and exceptional privacy. Situated on an expansive lot of over 21,000 square feet, the home welcomes you with a freshly painted exterior and paver driveway. Inside, stunning water views complement spacious living, dining, and family areas ideal for everyday living and entertaining. The kitchen features wood cabinetry, granite countertops, and convenient access to the main living areas. A thoughtfully designed triple-split bedroom layout provides privacy, with two bedrooms sharing a Jack-and-Jill bathroom, plus two additional guest bedrooms. The spacious primary suite features dual walk-in closets, direct backyard access, and an en-suite bathroom with dual vanities, a soaking tub, and a separate shower. The garage features a coated floor, three custom wooden cabinets, and additional storage space. Outside, the expansive backyard showcases spectacular lake views and ample room for your dream outdoor retreat, including a future pool. Enjoy resort-style community amenities, including a clubhouse, fitness center, pool, basketball courts, security, and more—all conveniently located near Publix, shopping, and dining!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2001, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.